Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

Why Is the Real Inflation Rate Higher Than What's Published? #shorts #finance #taxexpert

21 Aug 2026 · 1 min

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The official inflation rate of 2.8% or 2.5% masks the real erosion of purchasing power. When you account for compounding, the actual annual loss is closer to 4-6%, hitting hardest on people with fixed incomes or stagnant wages.

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When we look at the real data that they've published, that they decide that weighting implications to you, even though they're publishing the 2.8%, 2.5%, it doesn't really matter. What it's actually impacting you is roughly 4% to 6% just per year. So if we're compounding that further, that impact actually weights in your pockets much more. And if you're, let's say, a fixed income or a salary, very unlikely, most people don't get that, you know, raise that is matching the erosion of their purchasing power.