Eagle Summit Keynote: Inspiring Stories of Faith, Community, and Gratitude

Okay, listen, we're going live again, so people are eating dinner, but we have a surprise and we have a speaker and there's a big surprise. The power of this group you're about to hear. So stay tuned. Okay.

So first of all.

We have such an impactful group in this room.

And it is all because of Dr. Tom. So can we just please give him a round of applause?

So tj, during his presentation, challenged us all to give to meet a need of.

Oh, I left.

So sorry.

I just don't project that at all. Hello? No, wait, you want more? No, I need. It's not on.

Yeah.

Okay. There we go. Perfect. Thank you. So TJ challenged the group to meet a need that Amani has an immediate need, which is a broken down. Is it a van? Amani?

A transit. Okay, Transit. And you're currently transporting like food in it, but not kids. And you know, the taking kids to camp and all of that. Is that right? Because of the state that it's in. Okay. Okay. So we put her Venmo up and.

We'Ve got a little over $5,000 so far.

Wow.

Right?

Holy cow.

Amazing. Amazing.

Just this room.

Just this room.

Fantastic, everybody.

Fantastic.

Just today. So I've been teasing. A big surprise. And the power of this group. The power of the Lord. There is a van, a transport van.

That is being gifted to you. So the $5,000 is the cherry on top. So, James, you want to come and talk about that?

Hello, everybody.

Thank you.

I. Last year I was down at the lake as my summer home is, and I ran across a van. It's a 15 passenger van. And I'm in the snow business in the wintertime. And I thought this man would be great to have all my guys piling. A bunch of guys go shovel out plazas and malls and stuff and they can all stay together. It didn't snow much last year, so the van just sat there.

And it's a 15 passer van. But here's the kicker.

I picked it up from the church.

When I'm telling you. And one of my friends said to me, he says, there's a better purpose for that van. That thing is in great condition. No rips, no tears. I drove it all the way from the lake, all the way back to Wisconsin. Zero problems with it. And my buddy said, you know, there's a better purpose for that, man. The thing's too nice to be torn up because the guys will just completely wreck everything, you know, as they do brand new trucks. They wreck them, you know. So I thought about It. When you said. When I heard that you needed a vehicle and I thought, you know, I've got a bunch of vehicles and what hasn't been salted to death in up in Illinois. And I brought that van back there from. From there. It runs good. I drove it all the way. We put new battery in it, checked it over, and I want to give it to you. And it's got all the rows of seating in it. You can carry those kids.

It's a 3500.

It's got a hitch on the back. You can load that puppy up with kids and food donations.

And I do want to thank you because you were one of the first people I met last year. And the name of my lake business is Be Lake Ready. We were talking, yeah. And you said, oh, yeah, what's the name of business? Said be like Ready. And you go, you want to be ready so you don't have to worry about getting ready. And it just. Woman has stuck with me. You know how sometimes people like you. You stick with me today, brother, and just sometimes things just stick with you. And I want to thank you because every day there, you're. You come up in my mind, seriously. So we're going to have to get this thing back down to you.

You're here in Saint Lupus.

I'm gonna run to Florida next week for the. You know, those people are in major problems. So we're gonna run to Florida next week. A bunch of buddies and I, we're gonna run down there and when I get back, I'll have to get back up to Illinois. Get that. I'll get with you and get it back down.

But you're welcome.

Put it to good use, Earl.

Thank you, everybody.

Always be ready.

Say get.

You get ready, girl.

I just want to say thank you so much.

Oh, my gosh. You know.

You never know what's going to come if you just being your authentic self and just talking to people and just wanting to get to know people. People never forget.

You landed in my heart. From the first time you talked to.

Me, I just thank God for just everything.

There's a word. And I'll tell you what just came to my heart, that God will give you more than what you can ask imagine or think.

I've been praying because I was like, lord, I wanted to be here this year. And I just, like, I just want just to feel love because I need it to be poured into.

Because I do pour out a lot. Then I said, God, I just wanna just sit and just absorb and learn and Just feel the love.

But he's giving me more than what I can ask imagine to think. And I'm so full and I haven't even eaten.

But I just thank you. I thank you so much. This is gonna mean so you don't know how many lives this let me change first, starting with mine and my husband. I couldn't even tell him what was happening because we. We had our service today. And so I could. I couldn't tell him about everything that was going on because I wanted him. You know, I didn't want to get him off the square. But now he's kind of like, what walking into, you know, like, what in the heck is happening here? You know? But this is God. This is. This is all because of.

A vision that God gave to Tom.

And now it's just gonna keep going and keep going and keep going. That's a legacy. The legacy that keeps going. And I just want to say thank you again.

And.

Ms. Sandy, where you think you going?

Come on. Because I want to say to you I love you and I thank you for just being who you are.

And I meant that when I told you, if you need me, I'm gonna be right here with you. Well, I need you too. So together we can do this. I love you. Thank you so much.

Special lady.

Special lady.

So.

I didn't get a chance to tell my husband about everything that happened, so he kind of just getting glyphs and pieces. But I do want to share with you guys that.

I had no idea that we were gonna. I didn't know you were gonna do that.

It was like, how can I help this lady? There's gotta have something more than a couple for bucks.

What more can I do?

It just. Yeah.

It's just funny how God works, right? You know, all the guy winks, you know, and we. We really have to remember, like, no matter what happens, we still have to be the very best version of ourselves that we can possibly be. And you need people to do that. You need people to do that. One before, because accountability. And two is so that you can feel you can know when you're doing an okay job. You know, when I came here, I was feeling really, really low. You know, I was feeling low. My energy was low. I was feeling like, okay. God, I just want to get poured into.

Now I'm ready to go probably another 50 years, so. I know.

So thank you, everybody. I love you guys. I appreciate you.

Okay.

What an amazing surprise.

I've got one more thing before. It is from Kevin Monroe's presentation and.

That all of you wrote to Dr. Tom Hill. And so I've got a pile in my hand.

Some of them are sealed, some of them are not. And I've shared with his family what these are so they are going to read them with Tom to ensure that he gets all of the messages that you've written. But I'm just going to share the one on top, Tom, because I'm standing here, I'm not going to read them all to you. They can do that. Right? But I'll read one. Tom, having you as a mentor has been one of the great blessings of my life. Your impact and love is immeasurable. I love you and I honor you. I am truly grateful for you and your influence on me. Thank you. Brian Lund.

I am fairly sure that those of us who have known Tom for any length of time wrote very similar words. So I'm going to pass these to the family and I want you to please continue to enjoy your meal while I introduce our dinner speaker.

Okay.

Our dinner speaker is a 15 year old hills angel and I explained what Hills Angels are earlier.

Jeff is an innovative entrepreneur and author who sold his computer security company six years ago to focus on the second half of his life. He's now the CEO of Caroling Foundation, a faith based nonprofit that provides micro finance lending to those wishing to start businesses in the developing world. Jeff has helped people launch small businesses in desperately poor regions of the globe for over a decade. Jeff is also the CEO of Thirsty Child, a nonprofit dedicated to helping resolve unsafe global water crisis by distributing free water filters and working with the poor third world communities to dig wells and create water sanitation systems. Jeff is the author of Because There Was Margoth and I have books of his if you didn't already pick one up, they're on that table over there. It's amazing. It's an inspiring and dramatic story based on true events of how one woman empowered with micro finance with the microfinance loan, started a business, discovered her skills and used her calling and her faith to make a profound difference in her family and the community's lives. Jeff lives in Naperville, Illinois and New Buffalo, Michigan with his wife of 45 years, Catherine. They have two grown children and four beautiful grandchildren, ages 9 to 13. Faith without action is dead. James 2, 17 is Jeff's driving verse. You can learn more about his work@jeffreyhartman.org but for now I'm going to let you come up to the stage, Jeff and share your story. You have a lapel mic or you want Them.

There you go.

All right. Thank you, Sandy.

Beautiful.

Drop that in a pocket. We're good.

Testing, testing. You guys can hear me.

Okay.

Sandy mentioned I'm in the.

Second half of my life, so that means I have to try to live to be 132 years old.

Which would be okay, maybe, I think. All right, well, thank you. Hey, Sandy, would you do me a favor?

Yes.

Would you just ask me how I'm doing? Just say, jeff, how you doing?

Jeff, how are you doing?

If I was any better, I'd be twins.

Anybody ever hear that before?

Many times.

If I was any better, I'd be twins. Love you, Tom. Happy birthday. All right, everybody. Has anybody ever had one of those text exchanges that you do with people or an email exchange when somehow spell check takes over the word and the text message ends up being something really ridiculous? So that happened to me a couple years ago, or a couple of days ago, I should say. I was. I was texting with a friend to tell him what I was getting ready to come and do this week.

Weekend.

He sent me back a reply, and I just. I don't know why. It just was so funny. I felt like I had to share it with you. Okay, so this is my friend texting back to me when I told him what I'm getting ready to do this weekend.

Jeff, I really wish you so much success as you continue. As you continue your work, assassinating people in need.

Assisting, of course. But he said assassinating people in the. I don't know why I've been laughing for, like, two days. My wife keeps looking at me in the kitchen. She's like, what are you laughing about? I'm like, this text message. She's like, oh, stop already. Stop, stop, stop. All right, well, I love being here. Thank you, Sandy, for inviting me and for your flexibility when I had to shift things around a little bit. So thank you so much for that. And just. Just hats off to you, girl. I mean, we wouldn't be here without you. So we just love you and thank you for doing this to keep this thing going.

It's worth it. It's just worth it. And it's so important. So I'd like to tell you guys a story. Okay. I'd like to tell you a story. Perhaps seven of the most powerful words in the history of mankind, right? I'd like to tell you a story. It's Steve Jobs who said, the person who's the storyteller is the most powerful, powerful person in the world. Right? So I'd like to tell you A story. It's about these two little girls from Honduras. They are 13 years old. One of them is named Catherine. One of them is named.

She is named Savannah. So we have Savannah and we have Catherine. They both live in a little poor village outside the capital of Tegucigalpa, Honduras. Anybody been to church? Gulpa. Okay, I'm taking some of you to Tegusa Galpa. Tegusa Galpa is the capital of Honduras. Honduras is a really tough place. Lots of crime, lots of poverty, lots of injustice, lots of corruption. They live in a little village right outside Tegusa Galpa called Nueva Suyapa. Okay, so Nueva Suyapa is like the poorest of the poor. So we've got Catherine, we've got Savannah. Thirteen year old girls. They come from different families, but their lives are basically identical. They live in poverty, impoverished homes. Their fathers are mean, cruel people who drink too much. Their mothers are struggling to keep the house together and to make things happen. They are living in wooden shacks with tin roofs. Okay?

No opportunity, no hope, no education, lots of difficulty scraping by. You get the picture, right? Fast forward 12 years and we look at Savannah and we look at Catherine. Savannah, unfortunately has continued the cycle that her mother was in. She ended up hooking up with some guy who was kind of a mess. He was a gang banger and he is mean and ornery and drinks too much. And he's given her about four children that she, she can't afford to take care of. And she's living in a wooden shack with a tin roof. She has no future, no education, nowhere to go, bad situation. Catherine, on the other hand, fast forward 12 years.

She's a well adjusted person. She was able to get an education. She went to medical school, she got her degree. She married a great guy. She lives in a beautiful little apartment in Tegucigalpa. She is a, by, by Honduran standards. She is a prosperous, affluent, well adjusted. She's got a great life, a couple of kids, things are super. Pediatrician at a local hospital in Tegucigalpa. What happened to these two girls who came from identical situations? Identical situations? Well, Catherine's mom's name is Albina. Albina. My foundation gave Albina a micro finance loan many years ago. She was a baker. She was a trained baker. She started a little bakery in her house. Pretty soon the bakery was really doing well. She moved into a little storefront. Pretty soon that storefront started to really grow. She started delivering bakery goods and cakes and making these fancy birthday cakes that she could see Sell to affluent people in Tegucigalpa who could afford $30 for a cake. Albina started doing really, really well. She was able to send her daughter to college, she was able to send her daughter to medical school. And the rest, I guess, is history.

There are two things you can do to help a young girl have a shot at life in the developing world. Two things you can do. You can delay her first pregnancy and you can give her an education. And if you can do those two things, that little girl has a shot. She has a shot at life. And so that's what we do, you guys, you know, we, we give micro finance loans to, to people who want to start small businesses. And so it's not just about the loan, it's about esp. Empowering. It's empowering to women, helps them do things that they didn't think they could do. It empowers them, it's sustainable. You know, we all know lots of really good, decent people who fly to sort of far flung areas and they give money and cash and they give medicine and clothes and food and all these things. And that's good. We need to do that as a, as a world. We need to do that to just help help reduce human suffering. Right? That's a good thing. But it's not sustainable. It's not sustainable. And that same kid who's got an earache that you just gave amoxicillin to is going to maybe have an earache next month and her mom's not going to have any way to give her medicine. So it is sustainable. It helps people become self reliant, helps them to have hope, helps them to believe in themselves, themselves. And it gives them a future and it pays forward. So we give Albina a loan, a small loan to launch her business and it pays forward. Her daughter goes to medical school and that's the beauty, that's the power of micro finance lending. And that's what we do. We're a faith based organization. You know, we, everything that we do, we do in the name of the Lord. And that's why we're there. You know, we're not just there because we like in January, although I do buy Condor. But we exist to help people. We feel that we're called to do that.

As Sandy said, I sold my business about six years ago. I was at least smart enough to have a business partner that was 20 years younger than me so I could sell my half of the company to him. And now this is what I do. Why Honduras doesn't really matter you know, it could be anywhere. Take a, take a globe and spin it and close your eyes and stick your finger on the globe. Probably is a place where they need help. So we're helping out in Honduras and that's our little, that's our little slice of the world. And we're expanding into Belize as well. But Honduras is kind of where we, where we operate. My church had a connection to another church in Honduras and that's how we got our toehold down there. Honduras is a tough place. Half the people and Honduras live on a $90 a day. That's the World bank poverty. That's the World bank extreme poverty. Rate of pay, $1.90 a day. So you get the message. It's pretty, it's pretty tough. It's a different kind of poor. Different kind of poor.

I don't want to go into my team because I want to, I want to respect your time. But I do want to say that we work with the churches in Honduras and that's, that's what we do. We want to make sure everything we do is centered around the church. So when we go to Honduras to try to meet business candidates, we bring them in churches and we tell the pastors, bring people into churches. So we do a little shark tank right in the church, right These ladies sitting around in a circle, we do our little shark tank. There's a pastor over there, happy. And then what we do is if that pastor refers someone to us that we fund, as soon as they're finished paying off their loan, we tithe 10% of the value of the loan to the pastor as a thank you. So he gets, he or she gets to keep that money in their church, which is, which is really, really fun.

Really fun.

So that's what we do. We don't charge interest. Lots of you guys all know, I'm sure some larger microfinance companies are some very, very good ones. We're a small grassroots company. We're a self funded organization and we don't charge interest. That's our, that's one of our main things. We just decided that we weren't going to charge interest because we didn't want anyone to think that we're making money off of it. We cover all of our overhead out of our pocket and we don't charge interest.

So.

But it's all about the church. You know, if we can bring people into the church for business training or for shark tank, churches are the ground zero. So we use, it's partly selfish because we use the pastors as Our feeder system, right. So we get the pastors to bring people in and they can vet these people for us because they know everybody, you know, the pastors in these little local churches, they know everybody and they can go, yeah, that guy is good. That guy's good. She's great. Not him, okay. Don't give him any money. So they help us with the vetting as well.

The faces of microfinance, you know, we do bakeries. Greenhouse. Hills Angels funded a greenhouse a couple years ago.

Was it.

Remember that? You guys remember. Many, many of you gave for that project. And thank you. They are killing it, these ladies. This is the one right there in the middle. That's, that's the greenhouse. When they first got going, we built this. It's basically an industrial sized greenhouse that we built and funded for these ladies. And they're, they're making peppers and tomatoes and these tomato plants are like this high. I don't know what they're doing, but they know what they're doing. It's a 10 woman cooperative. 10 woman cooperative. And they are growing food like crazy. They're making salsa and they're selling salsa in local grocery stores and local markets and there. And 10 women support their families with that micro business. And you guys did that. Hills Angels in a summit one year did that, right? You did that. So give yourselves a round of applause.

His idea, actually, it's Tom's idea. Anyway, lots of different businesses. This is a gal that I thought was worth mentioning as well because she's really something special. Her name is Francis. She's. She, her nickname is the Baking Mom. She started a little bakery called the Baking Mom. So she was baking little cakes and stuff out of her house. And she came up this, with this idea to make these little cakes. That's a cake in a jar. You see that little thing in the middle? It's a cake in a jar. And she makes these things and she was selling them out of her house. Then she got a little kiosk and she got a second location. Then she went to, to the international airport and got a space at the airport. So she can charge like, you know, $3 for these things in her neighborhood and like $13 at the airport. Same overhead. So anyway, she's called the Baking Mom. One of her girlfriends called her one day and said, hey, how's the Baking Mom? And she goes, hey, that's a great idea for a business name. I think I'll call my business the Baking Mom. So that's how you. She came up with her idea last Year, she got her mba, saved money, went to school, got her mba. So we may be eating these cakes in the US Someday. I mean, this. This girl is. She's really. She's something, and she's the future of Honduras. And this is what we're trying to do. You know, we see these photographs of Hondurans and others in Central America trying to get up here because they're trying to make a good life for themselves. A lot of them would rather stay because that's where their families are, that's where their homes are, and that's where their life is. And their kids and their grandparents, they like to. Many of them would love to stay, but they don't have any opportunity. So, you know, people like Francis, they can stay, right? They can stay and they can have a good life. All right, let's see if I can.

This is a little video. This is Francis.

Carolyn foundation really helped me to grow my business, and I'm really honored to be here because as you said, the government here in Honduras doesn't provide conditions for us small business owners to grow. And I found that the opportunity, meeting with Carolyn Dobson. My business is called the Baking Mom. There's a story.

About it. My business.

Started during 2020, during the pandemic. I quitted my job in 1918. It was a good job, but I felt God's calling for me to become a businesswoman alongside my husband and to just be under the design of God for families. I'm actually starting to make cakes in a jar. This is a business idea that in February next year, we'll have two years. I prayed and God sent me this idea. I started baking banana bread. And one day I. A friend called me and said, hey, baby mom, how are you doing? And I was like, oh, that's a real school name. And there's a story in it because it's actually. I was full of fear on becoming a business woman, but God was calling me and I was obeyed. But it's not easy when you live in a country like Honduras. So I started. Started doing this.

With my faith, and God has shown me how. He has been along the way with me during this process. And even I can tell you, when the Carolyn foundation sent me this opportunity, I was amazed because, yes, I didn't have. I was working at my small apartment, and I needed.

Capital to buy new equipment to grow my business. Now I am off that small business, that small apartment. I'm at a bigger house, which is part of what the business has done in our family because it helps With. With our family expenses.

Really.

I have to try to remind myself not to tell her story before she starts telling her story. So forgive me for that, but I get kind of excited about the baking, Mom. Anyway, that is her story, and she is something else. How's my time, Sandy?

A couple minutes, a few minutes, five minutes, whatever.

I'll tell, then I'll tell a quick story about Mary and then we'll be just about ready to wrap this up. So.

We ran into this woman, Mary, a few years ago again, back in this little village called Nueva Suyapa, the forest of the poor.

The.

That's.

That's one of the. One of the streets of Nueva Suyapa down there. Dirt streets, wooden shacks, pretty tough. The gangs basically control the town. It's about a half an hour drive from Teguzigalpa. And one of the problems with Nueva Sigyapa is children have basically zero access to healthcare. They have zero access to medicine. Most of the people who live in Nuevo Siapa can't drive their kids into the city. Most of them can't afford to go in and pay city prices for medicine even if they could get the medicine. And half the time they show up at the hospital and the hospital says, sorry, we don't have any medicine anyway. So we went in, we found this gal, Neri. She's a trained healthcare professional. She's a nurse, essentially. And we gave her a little microfinance loan and she started a medical clinic. Clinic out of her house. And that's her house. We're standing in front of it right there. Just a modest little home. And she started this little medical, little pediatric clinic in the front of her house. We funded her with eighteen hundred dollars, gave her all this free medicine. I got a bunch of doctor buddies, we grabbed medicine, we send it down there in plastic containers. You should see me going through our customs.

Got these big plastic boxes of all kinds of stuff, and it's like, really, what are you doing? Anyway?

This has made a difference in the lives of hundreds of children. Can you imagine? I mean, a lot of you have kids. Has anyone ever, ever had a toddler with an ear infection in this room? A painful ear infection? This is the first thing I started thinking about. We were talking about Mary and my daughter suffered from ear infections when she was a little girl. And she would wake up at night screaming. And thank God, literally thank God. We could put her. Could put her in a car and drive her to the ER and get her, you know, medicine. And in six hours she feels great.

And that Little girl down there doesn't get to do that. She doesn't get to do that. So, anyway, again, eighteen hundred dollars, changing the lives of hundreds, maybe thousands, God willing, of kids. So, all right.

Shameless plug, pick up a copy.

Margot is a real person. That's her right there in the middle. That's my wife on the right. That's my best friend, Tim Wall, who started Carolink, and then he had the nerve to go out for a jog in 2018 and had a heart attack and died, and that was it. I was on his board of directors. This was a godwink. Wonder who started talking about Godwinks. This was a godwink. Tom, my best friend, who was the founder of Carelink, goes out for a run in November of 2018. I'm selling my business in December of 2018. I'm on his board of directors. I was an active member of the board. He goes for a jog, he dies. I guess I know what God wants me to do for the next whatever number of years. So I. I took over Karen link in 2018. Anyway, that's how. That's how God works. Think. You think you got it all figured out. And he does that.

So. All right. Tom began to encourage me several years ago to provide this group, his Hills Angels and his Summit groups, with an opportunity to invest in a microfinance business. If you wish to do that. I have done that again this year. You have some handouts on your table if you wish to make an investment in the life of an entrepreneur. Many of us are entrepreneurs. Many of us have experienced the joy of running our own business. And so we do have an opportunity here. This is Hosala. I'll let you read the little background on her. She's a great gal. She's got a great business plan she's looking for. She wants to raise $6,000 to fund her business. We want to fund her business in November. I'm going back down there. We're hoping to fund about 10 businesses, by the way, when I go back in November. So hers will be one of them. If we fund hers, then that will be your business, okay? Her business will be your business. And when I come back here next year, if Sandy invites me, I'll tell you how she's doing.

You are forever invited. What are you even saying right now?

I'll tell you how she's doing, all right? I'll give you an update next year. And I'll say, there she is. And she's. She's doing great. So if you Wish to do that.

And if you feel called to do that, you can do that. There are lots of different ways to do it. You can go on our website, you can mail a check to that address, you can give me a check, you can see me, I have a credit card reader, I can take a credit card donation as well. We're a 501C3. We're a faith based group. So you can fully deduct your donation if you feel called to do that. We will make sure you hear all about her and that you get updates on her. Now, you know, Tom's trying to pull away just a little bit here, so he may not do what he usually does, which is walk around the room and bug you.

So you just have to do it on your own. Okay. And he's not, he may not email you next week saying, hey, did you make a donation? So I'll leave it up to your own choosing. And I think that's it about the sales business. Oh yeah.

So when she starts her business, what is she going to be doing? A B work in. Does she need customers remotely?

So she, she's been volunteer, she's going to do it in Tagusa Galpa to nonprofit organizations, nos that go down there and want to do good work and help people. Her specialty is NGOs. So she works part time at a big megachurch down there and her megachurch is going to be her first customer. And then she wants to do design work, AV work, meeting support for her NGOs that need meeting support, audio, visual design, et cetera. So that's going to be her business. She knows what she's doing, she's got a great business business plan and she's trained. So the worst thing you can do to a well intended, smart person in the developing world is hand them a check for $6,000 and say good luck to you. So you can't do that. So we all of our candidates get lots of training, they have lots of support, they get lots of cooperative assistance, they get weekly Bible studies, they get weekly zoom meetings. You know, we train them, we come around them, we nurture them, we get them stuck into a community, or that's a bad word, get them plugged into a community of like minded other women, typically women that are starting these businesses. So they get a lot of support and that, that tends to make them more successful than they would normally be. I'm going to say one last word on gratitude because that's been, that's been a big word. Thank you. It's been a Big word for us. The last. This last day or so. I can't think of anything that.

Causes us to have more gratitude than to help other people.

We've all felt that feeling that you get. It's a feeling that you get that you don't get any other way. And I think gratitude is one of the most elegant and rewarding expression expressions of giving. I also think that philanthropy, you've heard the word joy bounced around a little bit here last day or so as well. Philanthropy is helping others experience the joy of giving. So think about that as well. And I will say goodbye to you and thank you and I'm here if you have any questions afterwards. But I want to respect your time.

Okay, so we are going to take a quick break before we bring on our keynote speaker tonight. A couple things I'd like to do.

To take a break. You have to stand up. But before you stand up, we are going to sing Happy Birthday to Tom again. I know we did it once yesterday, but now we have a musician with us. We are going to do it again before he starts playing. I would love for you to stand up and give this man a standing ovation.

Please.

And then we'll sing Happy Birthday and then take a 5, 7 minute break and we'll come back and hear from from Jeff Kozatek.

This is all you. This is all you.

This is all Econ.

You did.

You did all of this. Do you know that?

Yeah, you did. We love you.

You ready?

Oh, I want to impress the people at least.

Yeah. Let's go.

Let's go.

You only turned 89 once, right?

Let's make it big.

Happy birthday.

Happy birthday to you.

Happy birthday, dear.

Tom.

Happy birthday to you.