Shafiq Hirani CCIM argues that Net Operating Income is what you actually control in real estate, not interest rates. Lenders size loans based on a building's income, so higher NOI means bigger loans and better terms. Fix income leaks in your properties to boost NOI.
There is one lever that's entirely in your hands, and it matters more than the rate— your net operating income, your NOI. Because when a lender sizes your loan, they don't just look at the rate, they look at how much income your building produces. A stronger NOI means a larger loan, better terms, and more cash in your pocket regardless of where rates sit. So instead of waiting on the market, The smart move right now is to use this window to find and fix the income leaks in your building.
