Stop Refinance Stress: Master DSCR in Seconds! #shorts
22 Jul 2026 · 0 min
0:28
In this short video, Shafiq Hirani, MBA, CCIM, addresses borrowers who are preparing to refinance a property. He points out that if they cannot immediately state their Debt Service Coverage Ratio (DSCR), they risk stress and uncertainty. Hirani defines DSCR as the ratio that measures whether a building’s cash flow can comfortably cover its loan payments. He emphasizes that while the calculation is simple, the requirement is non‑negotiable for lenders: the loan will only be approved if the property can meet its debt service obligations.
