Latasha Transrina KebeUNWINEWITHTASHAK · Influencer

Bankruptcy Keep Your House & Car in 3 4 Months!

Name: Bankruptcy Keep Your House & Car in 3 4 Months!
Uploaded: 2026-01-13T14:01:07+00:00
Duration: 1 min 8 s
Channel: Latasha Transrina Kebe
Description: In this informal interview, Latasha Transrina Kebe asks Sam, a seasoned bankruptcy attorney with nearly 20 years of experience and about 10,000 cases…

13 Jan 2026 · 1 min

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1:08

In this informal interview, Latasha Transrina Kebe asks Sam, a seasoned bankruptcy attorney with nearly 20 years of experience and about 10,000 cases, whether a debtor can keep their house and car after filing. Sam reassures that, in Chapter 7 bankruptcies, about 99 % of cases result in a discharge and roughly 95 % are no‑asset cases, meaning there are no non‑exempt assets to surrender. Consequently, debtors can retain their home, car, and rent‑payment obligations as long as they continue making those payments. Sam also debunks common myths—such as public shaming or loss of all property—and emphasizes the simplicity and speed of the process, noting that clients often go from stress to relief within minutes. Latasha praises Sam’s straightforward, stress‑free approach, highlighting how the paperwork is simple and the outcome is final, with no lingering follow‑up.

hit with, well, if Chad files, Tasha, can I keep my house? Can I keep my car? And it's like, yes.
Yeah, 100%. And when people come in, they have all these misconceptions about bankruptcy. It's bad. I'm going to lose everything. Somebody thought that like their picture gets put up on a website or something. That was, that was a new one to me. Um, which that certainly doesn't happen. Um, over 9, we have a 99% discharge rate. In Chapter 7, and I would say 95% of those don't pay anything back to the creditors because they're what's called no-asset cases. Uh, and that means no non-exempt assets, um, to pay creditors. So you get to keep your house as long as you keep paying on your car, you keep your car, you keep paying your rent, uh, and you just get rid of the debt.
I like how you make it easy for everybody because you come in there, we'd be like stressed out, and you like It's all right. Just give me the paperwork. We're good. Go on about your business. Like you make it so easy. It's like, really, that's all it? And then when you get the job done, it's like, that's it? You sure? Are you serious? You ain't going to come back. You playing? You just playing.
Yeah. And we're, I think I'm 10,000 cases into my career. I've been doing this for almost 20 years. So it really is amazing when people come into the office, they're stressed out. They think that life is over, they're going to lose everything. And really, 7 minutes into the conversation, we're laughing, we're joking. They're like, how did this happen? I was going from crying to laughing. Now I'm like, that's the magic of bankruptcy and dealing with professionals.
One more chapter, Sam. We just got to give you your flowers, okay?