Most people leave thousands on the table by using the wrong card

6 Jan 2026 · 1 min

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1:02

Dan Novaes (YouTube video) explains how to maximize everyday savings by using category-specific credit/debit cards, stacking store/manufacturer coupons with rebate apps and card rewards, and building a routine. He gives a concrete example: $10 in-store discount on detergent + $5 rebate from Ibotta + 5% cash back on the card ("triple stacking") can yield free or even profitable purchases. He recommends a repeatable 3-step habit: check store app for weekly sales, look for digital manufacturer coupons, activate a rebate app before checkout, and pay with the appropriate card. The video positions these tactics as an easy way to save thousands per year on regular purchases.

Questions this video answers

January 6, 2026

$10 in-store discount on detergent + $5 rebate from Ibotta + 5% cash back on the card (triple stacking)

1) Check store app for weekly sales; 2) Look at digital manufacturer coupons; 3) Activate a rebate app before checkout and pay with the right card.

Chapters

I always use cards for specific purchases. I do. I have a card for gas, I have a card for groceries. I have a card for Amazon so that I can get that 5 to 10% on my everyday purchases. Now when you do that, and that stacks with those coupons and rebates from those services mentioned before, that's when you're going to get maximum savings. If you want to push it even further, many stores let you stack manufacturer coupons and store coupons that still qualify for a rebate. So here's an example. You get $10 off detergent in store, $5 rebate from Ibotta plus 5% cash back in your you're triple stacking. And in some cases you walk out the store with products that are actually free or you might even get paid for them. You can systematize this by building a routine. Step one Always check your store app for weekly sales. Step two look at digital manufacturer coupons. And step three always activate and rebate app before checkout and then always pay with the right card once you're done. And you do this as a habit, you will literally save thousands of dollars every single year from just buying what you're going to buy anyways. Sick of wasting all this money. Follow us and get all of our hacks for free.