Everyone has a money personality that shapes how they spend. The Me Money method works by setting aside a fixed amount each month for treats and non-essentials, forcing you to choose what's worth it instead of spending on impulse.
Chapters
Start paying attention to how you feel when you spend money, how you feel when you save money, what triggers are happening when you realize like, oh, okay, I'm impulse buying right now, or I'm emotional spending, and start getting to understand your money patterns. The money personality is all about how you interact with money, and there's no wrong one. I think that people think if you're a spender or if you're an avoider, that's a bad thing, but it's not as long as you understand it and you know how to work with it. Money Method. Is my process. It's super simple, is you take a set amount of money, whether it's per month or per paycheck, however you want to do it, and you say, this is my money that's for me. So you're not doing a full-on budget, you're just saying, this is my money for me. Anything that is for me alone comes from this bucket of money, not responsibilities, not rent. Any treats or anything that's just for you comes out of your me money bucket. And then you live within the means of that money, meaning that you get this set amount and And you realize that if you buy this thing now, you might say no to something later because you don't have that money saved. If you say no to the thing now, then you might be able to say yes to something later because you have the extra money. And so it just really makes you think differently for each purchase that you make for yourself. And then it allows you to, to value different things like, is this worthy of my me money or not?