New Money Mindset| Day 2 ! Rewrite Your Money Story | Valerie Nichols Business Coach

It's something we're not even aware of consciously, but if we get stuck in this crazy 8 cycle, you just loop, loop. And this can happen in so many areas of your life. What's up everybody? We are going to be breaking some barriers today. We're going to talk about rewriting your money blueprint. This is going to be so beautiful, you guys. So I want to talk about, you know, rewriting the narrative of your story and why this is so important. As we learned from yesterday, we have these false beliefs. We have these things that were ingrained within us from early as like birth to 7 years old. We're creating these stories, we're creating these narratives around money, our beliefs, what we're worthy of, what's possible. And we are not actually in charge of creating that narrative. A lot of times what happens is it is our parents, maybe it's a caregiver, a vibe observed, or maybe it was even words that were spoken. And so our lack mentality, our scarcity mentality often comes from the people around us as we're growing up, or it comes from different things we heard, saw, observed, all of those things. This is something that we did not intentionally do, but it is something that we can absolutely 100% break through and rewrite the narratives. And if I could wave a magic wand, let me get my magic wand here. If this orange pen was a magic wand, if I could wave this magic wand, how much income would you have? There was no limitations. There was no lack. There was no income cap. Then what would your income be for 2025? You guys should think about a big, audacious, delicious, incredible goal. And if you kind of get that feeling in your body that's like, like a little bit of fear, but it's also like a little bit of excitement, then that's probably your sweet spot. And if you feel like you're, you know, Maybe you're playing it safe. Let's aim a little higher, right? Let's think big here. Let's think bold. Let's think unapologetically because that is the name of the game. When we think about these income goals, what is something that is a stretch, right? Because we all have these temperature gauges. I'll just say like a temperature gauge. And in real life where we currently are financially is where we are. Comfortable is our temperature gauge. Just like right now, my temperature is set at I think 68 degrees. I live on a second story, so heat rises, and so often you know I'm setting my gauge at 68 degrees. That's what's comfortable right now. Later on today, it gets colder. I set it to 72 degrees. Just like that, we have gauges where we feel comfortable in our money income. You know, I know for me, I have a certain amount of money, but if I Dip below that in my bank account, I start getting uncomfortable. And that's when I get into the urgency of like, okay, cash flow, what are we doing? What's going on here? And so we all have these gauges, like these, these comfort gauges that we currently are in. And each one of us is going to have a different level. You know, each one of us, maybe it's a big income level is $50,000 a year. Maybe another person is $60,000. Maybe another person is $400,000. You know, each one of us is going to have a big audacious goal. Julie. Hello. Hello, Julie. Hustling from her house. You guys, we made it. She says $60,000. Yes, girl, we can absolutely get you to $60,000. Ariana says 6 figures. Heck yes. Eric says, let's go. Okay, so I want you to think about if you were to get to those beautiful audacious goals. If you were to invest In stocks and diversify. Julie, you're at $60,000 this year. Say end of 2025, you do your P&L and what do you know, $60,000 in income. Ariana, if you were to get to 6 figures, what would that mean for you? How would that feel if it was— again, I'll bring my magic wand— December 31st, 2025, I wave this magical wand and those things have come into fruition? So Eric also said AI investments. Great. So how would that feel for you? Let me know in the comments so that we can celebrate that feeling with you and we can get in that energy and that vibe. This is how we get into the unapologetic energy and the vibe and we increase our current thermometer setting. We want to increase and normalize that feeling. So what is the feeling for you? Now that we know what our big audacious goals are, now that we know what that feeling feels like, today we're not just talking about abundance. We are going to step fully into it. We are going to step fully into abundance, boldly, unapologetically, because deep down, you know, in your heart of hearts, when you attach to that feeling, the freedom, the boldness, being unapologetic, you know that you know you were meant for more. In your hearts, you know that you are capable of creating more money. Of more cash, of more freedom, of more investment in AI, of more investment in your retirement. You are capable of more ease, of more hell yes energy, of that pure joy. You know that you deserve that, right? That is your birthright. And for those of you who believe in scripture, let me tell you, it talks about money more than anything else in the Bible. Like it talks about money more than faith, right? And I truly believe we are not meant to go to work, pay the bills, be in our, our houses and worrying and slaving. We are created for freedom. We are created for connection, and we are created for so much more. And the first step in that is for us— you, me, all of us together— to step boldly into that unapologetically. Let me ask you guys something raw. When we talk about that feeling, it feels like freedom. It feels great. It feels like a full body hell yes. Let me ask you right now, what is standing in your way from creating that, from having that, from being that? And, you know, you guys might tell me something like the economy or things are uncertain. People aren't buying, people aren't doing this, people aren't that. And I've heard a lot of people really engaging in that conversation lately. For some of us, the blocks aren't things on the outside. They're not external. For most of us, I mean, honestly, if we were to dig down— because you might say, oh, the economy is down, people aren't buying. But I don't know, have you seen Amazon lately? Like, people are buying. If your blocks are not external, then it must be something internal. And it's not about this exchange, right? Because like we talked about, money is just an energy. As a matter of fact, when human beings created money, we called it currency. Just like an electric current, it is an energy. It flows. I don't remember the exact definition of currency, but it's something like flowing to and from. And so if it's currency, Then we must have something internal that is blocking that current. I have a sneaky suspicion it might be something like, I can't, you're not enough, money's not for people like you, you've got to work harder. The perfectionism, the idea that like I've got to be perfect unless I'm not worthy to make the money, I'm not going to get the clients, I'm not going to do the thing, or I've got to show up this way, I've, you know, hustle, I've got to work really hard because making money is hard. And if you're recognizing that, here's the truth: those beliefs do not have to be your truth. This is something you picked up along the way, probably from society, a family member, past experiences, maybe religion. Making money isn't spiritual. I know that was one of my biggest things. I was because I thought. I couldn't charge money for what I do because it's not spiritual, it's not Christian of me. Those beliefs, they're not your beliefs. They're from past experiences. They're stories that are now running in your minds, and you're running on autopilot, and this is keeping you in the loop of scarcity and survival mode, and you're just going and going and not even realizing that these things are driving And so if you're like, I don't know why I can't just blank, I don't know why I can't just have the confidence, I don't know why I can't just step out, I don't know why I can't just break through, it's most likely that you have these beliefs that are running on autopilot. They're not helping you, they're not serving you anymore. And so these limiting beliefs actually create financial blocks. These limiting beliefs are like invisible roadblocks There's like roadblock, roadblock, roadblock, roadblock, and you don't always see them, but you feel them every single time you try to step into that next level. You keep on saying yes to the low-paying client, or maybe it's the ones that you gotta work really hard for or carry them along because maybe you truly understand the value of your worth. Maybe you hesitate when you think about raising your prices or making that big bold statement that I am going to bring in $60,000 this year. I am going to create $100,000, right? These are all bold statements I have made not knowing the how, just knowing that it will happen. It's a non-negotiable. My word is gold. Period. It will show up in hesitation. It will show up in self-sabotage, maybe even convincing yourself that financial freedom isn't for you. Like, and if you're bold enough to believe in yourself and aware enough to say, I will not allow this roadblock, this invisible belief, this thing that's not even real, I am no longer going to accept it limiting anything that I do. Because these beliefs will sneak in, not because they're true. Are you guys ready for the million-dollar secret? It's not because they're true, it's because they're familiar. That which is familiar, even when it's not serving us, even when it sets us back, even when it keeps us in the place where we don't want to be, it's familiar. And it's much easier to stay here in this income bracket, in this place with these friends, than it is to say, you know what, I'm going forward, I'm gonna move forward, I'm gonna go up, I'm gonna create more money. And now my old friends are like, oh, look at her, doesn't she think she's great? Who does she think she is? Or maybe you're telling yourself they're saying that. For one of my clients, I remember she had this huge money block. Story time! Are you guys ready to break the cycle? I'll share the story with you. I'm actually going to do a bonus here that I wasn't even planning on doing, but I'm going to do for you guys because it feels very appropriate and I like to follow my intuition. So I had this client that she was very successful, and I remember she hired me, and at the beginning of that year it was like February and She had not made any sales in her entire, like, in her business at all, period. And she came to me and she said, I don't know what's going on. I just feel there's like this block. She kept saying that, like, there's this block. There's some reason why I feel like I'm blocking my energy. I feel like I don't know what's going on, but I'm ready to like break this cycle and just get it back into freedom and get back into flow. And I was like, great. Let's discover. Let's dig in a little deeper. So in our first session, we looked at all of her numbers. I kind of nerded out to all the things, and I noticed there was some resistance coming up. I noticed there was something going on. We—I dug a little deeper again. I use a lot of different modalities for this, depending upon the person and what's going on and what we what comes up during our conversation. But I remember saying like, okay, let's create a big audacious goal, something that feels a little scary but is also like a hell yes. And I said, well, she wasn't sure. She was kind of like resistant to it. And I said, okay, let's double your income. So I want you to take out a Post-it note and write down $400,000. So she wrote down $400,000. So she writes down $400,000 on a little Post-it note. I think it is backwards. I said, okay, so how does that feel? And she literally puts it on her computer and she goes, oh my goodness. Oh, I'm like, what? What's coming up for you? And she said it literally made her feel nauseous looking at it. And I said, okay, what now? What's coming up for you as you are feeling into normalizing this new number? You're seeing it. I had her write it down on her laptop at work. She had it in her wallet. So every time she opened her wallet, it was right there. She put a Post-it note in her car. And then one on her mirror in her bathroom so that every morning when she's getting ready, she would look at it, feel it, start normalizing the feeling of being— of playing in that energy and playing in that, that high of an income space. And she's like, it just feels so scary. It feels so far out there and like, I can't do this. And so we dug a little deeper and I showed her this. And so we have something called the Crazy 8s. And so what happens is we have this like crazy 8 cycle we get into, and a lot of times this can actually be our financial struggle. And this was me. This— I did this. I was in this crazy 8 cycle in my 20s, and I went from being raised by a single mom, and then I made a bold declaration that I was going to create $80,000 of income. I think I was 19 or 20 years old. And I ended up getting this job as an insurance agent, and I pulled in— I don't even know how much money I pulled in that year. I also had a couple of addictions that took a lot of my money away. What happens is I would get some success and I'd be up here, and then fear, self-doubt, feeling like I'm not worthy, feeling guilty, feeling all these things would happen, and I would get kicked right back down here. And then maybe I have another success and I'm up here. And I feel good. I feel like, oh my gosh, I'm on top of the world. And then something would happen and I'd come. And we literally ups and downs, ups and downs. I bought a house, sold it right before the crash in 2008, had a ton of cash in my bank account, and then guess what? Homeless living in my car. And we continue the crazy 8 loop over and over. Are you guys recognizing this in your own life? Because again, it's something that is totally subconscious. It's something we're not even aware of consciously. But if we get stuck in this crazy 8 cycle, you just loop and loop and loop and loop and loop. And this can happen in so many areas of your life. So my client who wrote the $400,000, guess what? Come to find out, she's in this crazy 8 loop. She made just below $200,000 the year prior. And then couldn't pay her tax bill. That was another thing she was facing. She had zero sales. So she made $200,000 that year. And then come January, she had zero sales all the way to February and had— and was facing a $26,000 tax bill. I looked her in the eyes and I said, we will get that $26,000 by April when your tax bill is due. What do we need to do to get there? So what we did is we dug deeper, and come to find out, we dug a little deeper and this story came up. A story came up that if she made too much money, her dad would reject her. That might seem like, wait, what? She thought her dad would reject her if she made too much money because then she'd no longer be daddy's little girl. And she would then therefore be alone and abandoned. Dad would leave her. And, you know, we are such tribal people, we're made for connection and the tribe mentality, that she literally felt like she would be alone. And so this might sound completely crazy, but, you know, getting in this crazy 8 loop, you can sabotage yourself. From creating these big audacious goals, from creating the freedom, from creating the abundance, from creating the breakthrough to your next level. And I'll share with you, right after this session that we uncovered that belief, and then I went through and we replaced it with a beautiful, abundant, freeing belief, she got 2 sales instantly. Boom, boom. Big sales. In April, she ended up paying off her tax bill that she owed from the year before. In December, she called me and said, the awards just came out. I did not make $400,000, but I am the top producer in my company. First time ever. She continued on for the next 3 years to be the top producer in her company. She did not make $400,000, sadly. She brought in $389,000. So we weren't sad because even if you shoot for the moon, you're going to land in the stars. We were not sad that she brought in $389,000 and she said it felt easy. It felt light. She went on more vacations that year because I sat down with her. I said, okay, every quarter you're going to do one vacation, you're going to do connection time with your husband, you're going to go on Dates, you're gonna like build in your life, and then we're gonna build in your business. And she made $389,000 that year, was the top producer in her company, and said it was easier and more light than she's ever had before. This is what's possible. I share this with you to show you what's possible, because if we're in the mindset, if we're in the crazy eight loop, all we see. see is highs and lows. All we see is the cycle. All we see is this. But when we step out and we break that barrier, we step forward unapologetically and step into the realm of possibility. It's like we don't know what we don't know until we know it. And some of you will hear this and say, oh, that That's so good for you, Val. That's so great for everyone else. You're going to hear this, you're going to walk away, and you're just going to continue on your life. Some of you will hear this and maybe you'll start practicing some of these things for the next 2 weeks and then you'll fade away, right? I know I have a lot of ADHD entrepreneurs in my world. I too am ADHD. I know how that can go. But then some of you are going to practice this and put it into place and create consistency. Because if it's important to you, you will do it. If it's truly important with you and you're ready to align, you're ready to step up, you will do it. Or you won't. Let's talk about the scarcity thinking. This really shows up in so many different ways. We can hold tightly to things. We can feel like, oh my goodness. I mean, I remember when I was in scarcity. I was afraid of losing. I was afraid of letting go because I had— I thought I had to hold tightly to all things. I was actually like pouring into these people in my community and, and investing in them, and then they would go work with someone else. That was heartbreaking. But when I was able to shift from one of lack, of one of scarcity, of one of abundance, I could let that go and know that this or something better, this or something better will always appear. When we're in that abundance, there's enough for you, there's enough for me, there's enough for us. No one loses, no one wins. We all win, right? It's that win-win situation. Because if we approach the world as if it's you and it's me, there's competition, there's all these things, then we are in scarcity. But when we realize how much abundance and how much is available for all of us, we realize we're all in this together, right? We talked about that yesterday. And if you believe like, I'll never be able to make the kind of money I want, no one will pay me that much, or I'm just not good with money— when we believe these things The first step is we get to identify those things. Look back at your list we had yesterday. I know, you know, a lot of us did this work. Um, we identified what are those false beliefs that we have. And so I want you to go back and identify some of those false beliefs. If you want to share them in the comments, I'll pull these up and we'll take a look at those as well. All things are possible with God. All things are possible. Amen. Amen. Let's grow. First, we're going to identify that false belief, and then what we get to do is we get to reframe it. Just like I was talking about with my past clients, we want to reframe these thoughts, we want to reframe these beliefs. So I want us to put on our imaginary cap tonight, you know, as we think about these false beliefs. Like, let's say I'm not good with money is a false belief. Let's use that as an example. And then we get stuck in this crazy 8 pattern. But if we were to break through this crazy 8 pattern, it's like we're here, there's the invisible barriers, and we just keep hitting the barrier, right? We just keep hitting it, keep hitting it, keep hitting it, keep hitting it. And so what happens is we want to be able to break through and get to the other side. If we want to break through, we've got to reframe our beliefs. And so it's literally like looking at these thoughts, looking at these ideas and saying, okay, I see you. I'm not good with money. So let's just pretend for a moment, like, what if I was good with money? Let's step into that realm of possibility. Let's be bold and unapologetic. What if I was good with money? What would that look like? And then you want to start looking at those thoughts, looking at those beliefs, looking at all the things that are holding you back from that. It's like Julie says, work harder to make more money. Perfect. So what if you didn't have to work harder to make more money? What would that look like? And then look for evidence. Is there evidence in the world Anywhere? Has anyone in all space and time ever made more money by working less? Absolutely. That's what entrepreneurship businesses are. So challenge that belief. Has anyone ever in the entire universe, in all realms, ever worked less and made more money? And if that's possible, Which is possible. Then how do you create that? And a lot of times that comes down to patterning. That comes down to positioning yourself. That comes down to, okay, then where do I need to be in my realm of possibility? Where do I need to be shooting for? You know, shooting for that $400,000 in landing at 389? What do I need to shoot for? What are the activities I need to do? What actions do I need to take? Where do I need to shift? Who do I need to be around? The people you're hanging out with. When we are hanging out with people who are complaining about the economy, inflation, and all these things, if they're talking about that instead of talking about creating your own economy, If they're talking about groceries getting more expensive instead of like the opportunities, you guys, these are the conversations I'm having on a daily basis. My gosh, you guys, the economy is down. Holy crap. You know how much opportunity there is in a down economy? So much opportunity. There's all these things happening. There's shifts, there's pivots. You guys, honestly, this is one of the most exciting times in the entire history of the world ever to be here, to be in the realm, because it's easier, quicker, cheaper, and there's more opportunity now than there ever has been. If you're hanging out with people that are living paycheck to paycheck, talking about that, they're— the conversations are much different when you either sit at a new table or you build your own table. And you sit alone until the right people come in. For me, that that was a very hard lesson to learn in the sense that never want to feel like we're leaving people behind. We never want to feel like we're moving forward, that we're losing people in our lives. The conversations that you're currently having are going to dictate where your future goes. You know, I could listen to some of the conversations you guys have, the language that you. Use. And I could tell you, either you're going to stay on the same trajectory for the next year, or you're going to uplevel and rise. So if we want to break through those blocks and get to the next level, we've got to look at these things. Go back to your list from yesterday, or if you have not watched day 1, go back and watch it after this. But I want you guys really to look at those those beliefs and challenge those beliefs, just like we talked about, you know, look at the belief. Think to yourself, is this 100% absolutely the truth? And most of— I would say all the time, it's going to be like, no, I'm not good enough to make money. Who am I to put myself out there? I've got to work harder. Is this 100% Absolute truth. The next step is to say, is there anyone in the universe ever that has done the opposite thing? Absolutely. And if there is, which there is, is it possible for you? Which it is, right? And so really feed into that, like, okay, if it's possible for them, it's possible for me. And I remember actually picking up that That mantra when I was in the pits of my self-doubt, like, oh my gosh, I don't know. I see these people doing it. I feel like I'm missing something. They must know something that I don't. And I couldn't figure out why I would see people effortlessly building their thing, but I'm staying in the same place. I'm like, what is it that I'm missing? I adopted this mantra of, if they can do it, I can do it. If they can do it, I can do it. If it's possible for them, it's possible for me. It's possible for us. Why not go for it? And I want you guys to take one of your beliefs. I'm going to stretch you a little bit here. If you accept that stretch, I want you to take one of those beliefs and for the next 24 hours, maybe the next 5 days, honestly, I would encourage you for the next 90 days. Take that belief and start looking for evidence as to why it's possible. If your belief is, I'm not good enough to make that kind of money, start looking for evidence and why you are good enough. When someone gives you a compliment, say, "Oh my goodness, thank you. I receive it." That's it. I receive it. Bring in that belief. Look for evidence that this is true and this is possible for you. And this is literally going to take those false beliefs— you're going to break down barriers, you're going to break through limitations. And if you're wild enough and brave enough and bold enough to step out and challenge those beliefs It is going to break down every wall, every barrier, and we are going to break through and we're going to rewrite that money story together. If you accept the stretch, please put in the comments. Really wear this belief, wear the belief that you can, it is possible, and then start looking for evidence on why it's possible. You might even take a little journal around and write down every single time something pops up, because I don't want you guys to forget, this is so important. Every time you see evidence that that's not the truth, because you're literally going to be creating new neuropathways in your brain. It is a beautiful experience. I want you guys to take this on. Please do share your experience below. If you're bold enough, go in the group. I'd love to hear your transformation, what's happening for you, what's showing up for you. Share your experience with your money story. I'd love to hear what is your takeaways from this training. And tomorrow we are going to get into some big bold action. You guys, this is only day 2 and I'm already hearing some incredible feedback from you guys. I'm hearing some great transformations. Please do share what did you hear in this training? What's coming up for you? What is your takeaways? What are you hearing me say? So that we can support one another and we can inspire each other to thrive. I love you guys. This was day 2. We'll be back again tomorrow, same time, same place, and we will be back for day 3 of the New Year, New Money Mindset. Thank you so much for showing up for yourself, for taking the bold action to transform your money story. I love you. Let's live in abundance. Bye. Bye!