Josh TrentIdentity Transformation Architect and award winning Host of the Wellness + Wisdom Podcast—a decade-strong show with over 750 episodes and 15M downloads.

The insurance system wants to keep you sick enough to pay more... #podcast

8 Sept 2026 · 1 min

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1:04

In this podcast excerpt, Josh Trent and a co‑host critique the U.S. health‑insurance industry as a profit‑driven "parasite" that thrives on keeping people sick. They cite the massive $5.5 trillion market size and describe how insurers deny coverage, exemplified by an $8,000 ENT bill that was refused. The conversation introduces CrowdHealth, a community‑funded alternative founded by Andy Schoonover, which flips the model so that the sick collectively support each other rather than an insurance company. The speakers frame the situation as a war, urging listeners to withdraw support from traditional insurers and consider community‑based solutions to avoid medical debt.

These systems are not for us. They are against us. It's this fear-based society that we ultimately live in that keeps us feeding that parasite. This parasite might be an insurance company.
Andy Schoonover is the founder and CEO of CrowdHealth, the community-funded alternative to health insurance. So the person being sick actually feeds the system. It truly is a sick care system.
This is a $5.5 trillion industry. They've They've decided on the profit as opposed to the healthcare. There is a darkness here that is real, and we are in a war. My daughter was having recurring ear infections, so we went to the ear, nose, and throat doctor. We got the bill and it was $8,000. I was just like, health insurance will pay for this. And they were like, nope, we're not paying for it. And it took that for me to be like, I'm ready to revolt against this system. Take the food away from the parasite, the parasite will die. That's the best way to wage war on parasites. There's a different way of doing this, and you don't have to go into medical debt, and you don't have to pay an insurance company. What is that all about?