Josh TrentIdentity Transformation Architect and award winning Host of the Wellness + Wisdom Podcast—a decade-strong show with over 750 episodes and 15M downloads.

Why health insurance would have be the end for him... #podcast

10 Sept 2026 · 1 min

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In this podcast excerpt, the speaker recounts the story of Travis, a man diagnosed with stage 4 cancer who was on the brink of being placed on palliative (end‑of‑life) care because his doctors awaited insurance approval for necessary tests and treatments. Refusing to wait for the insurance process, Travis chose to pay for the required care out‑of‑pocket, bypassing the health‑insurance system entirely. He completed the recommended diagnostics and therapies, ultimately becoming cancer‑free. The speaker uses Travis’s experience to illustrate how insurance delays can be fatal and argues that, in this case, the insurance system would have led to Travis’s death, whereas direct payment saved his life.

Chapters

My guy Travis, stage 4 cancer. Basically, he said they had him on the escalator to death, I think is what he said. They were about to give him palliative care, which is basically end-of-life care. Mm-hmm. He's like, hey, you know, I wanted to do all these tests, but the doctors came back to me. He is like, hey, you know, man, by the time the insurance company, you know, approves all these things, like, you're gonna be done. Like, I hate to tell you. And he's like, no, no, no. Like, I'm direct pay. Like, I'm gonna, I'm gonna pay for these things. And they're like, wait, you don't have health insurance? He's like, no. And then he is like, okay, Well, let's go get them done. Hmm. Did the stuff, did all that he needed to do. And guess what? He's cancer-free. He was able to actually to go and do the things that his doctor wanted him to do to get better. He's like, if I was in the insurance system, I'd be dead right now.