A New Way for More Borrowing Capacity

One of the biggest challenges that we are finding in our practice is getting borrowing capacity for self employed business owners. As the interest rate environment has increased, it has increased the buffers that the banks use to get your borrowing capacity. Right now we're looking to help people unlock that borrowing capacity by looking at other lenders, other lender policies. And what we found is, with a recent example, we have a client that has got the same set of income, same debts, same set of living expenses from one lender to another to another. And what we found is there's a big variance in borrowing capacity, up to nearly $1.2 million in extra borrowing capacity at one lender versus another. So what we are looking for is people that are self employed looking to build their property portfolio and struggling to get the borrowing capacity. Whether you've been only to one bank and you haven't diversified out to another bank, we are keen to talk to you today to put a strategy in place to not only look at how your property portfolio is structured now, but into the future and also with regards to your income in your business. Right now is a great opportunity to have a look at how you're tracking for tax year 2023 to see how we can achieve your property goals, ownership going into the future. Hey, it's Aaron from Diagnostics and Finance and myself and my team are ready to give you a hand when you are ready to go looking at your income and borrowing capacity in this current market.