Aaron Whybrow (speaker) explains how borrowers arrive with varied circumstances (employment types, credit history, self-employment) and describes a multi-year client case: initial credit problems, placement into suitable first-home products, business profitability, use of one year of tax returns to qualify, sale of the current property and purchase of a turnkey property with coordinated settlement timing. The video frames mortgage brokering as an ongoing, goal-focused relationship aimed at helping clients overcome "prickly" circumstances and progress in property investment and personal lifestyle goals.
Hey, it's Aaron here. Borrowers all come in different circumstances. It doesn't matter whether it's their employment type, it's their background, it's what's happened in the history with credit problems or their progression to get out of that and move on. I've been able to get an approval for great clients of ours that has been here for a few years now. First off, came to us with some problems with credit, was able to put them into the right products so that they could get into the market as a first home buyer. As they progress along, the markets change, they're repaying the loan, everything's going down the right way. It needs to go. As we've been able to screen them for their next purchase that they wanted to upgrade to be able to manage the business at home, manage, have some more space, do what they want to do for their life. We've been able to assess their credit again and all that trouble that they had has gone away. Which means that we're able to assess them across all the lenders and with their unique circumstances, being between 18, 24 months self employed, we've been able to find the right lender that can utilize one year's tax returns and that enables us to use the right income for them to get the right property. And because they were trading nice and profitably, which all businesses should be super profitable and making the money they need for to achieve your goals in wealth creation. These guys have been able to put their current property on the market, sell it, able to buy a turnkey property at the same time. And now we're in the tricky situation of getting timing the settlement of their turnkey property at similar time to their sole property as well. So if you're looking at a journey of credit where or a journey of working with a mortgage broker, it's not just a transaction to us. What are you going to do next? And the question we always ask our clients is not necessarily what we're going to do now and more so when they have some circumstances that are a bit prickly, what can we do to get your goals achieved now? How can we work with you to remove or have a not remove, work with you over the period of time to get rid of any of the prickly stuff that are there so that you can then move to the next goal that you have? It could be property investment, it could be just a new home, it could be more space, it could be running a business from home a bit more, it could have a space that's not in the main house, running a business. Could be a pool, it could be landscaping. It could be anything there. So if you're looking for someone that'll meet you where you are and be able to move you forward to the next step in your wealth creation journey, please reach out or put your comments below. All right. Have a great day.
