Short YouTube monologue by Aaron Whybrow describing a completed lending restructure for a self‑employed client with 10 properties that improved cash flow, lowered interest rate, and increased borrowing capacity by placing facilities across multiple banks and using alternate bank channels to assess one‑year financials. The outcome is increased cash flow across the portfolio and readiness to build further wealth.
Hey, it's Aaron here. Got a really good outcome for a client today. It's settled, it's done, it's dusted and it's totally changed the cash flow position of this client. My client has 10 properties. We were restructuring the lending to be able to increase the cash flow, decrease the interest rate and get multiple different facilities across different banks so that we can spread the lending and build the platform out to build more wealth. We went to a bank that if you went through the main entry to the bank that they would have averaged the self employed financials with the two years together. But because of the connections that we have through other channels into the bank, we were able to look at this person who is a complex self employed person and put them through the right channel of the bank and were able to get it approved on the most recent one year financial statements of the business and the person and that allows us to increase the borrowing capacity and get the loan approved fairly quickly and streamlined. And now the client is all settled, happy and now has the improved cash flow across the whole portfolio so that we can look to build more wealth into the future. If you're looking, if you're a self employed person, you're looking for building wealth into the future, please comment below and we'll talk soon.