Aaron explains what a credit file is: a PDF with your personal details and credit application history. You can access it free through credit reporting bodies, through websites that collect your contact info, or pay a professional like Aaron to get it with a signed consent form.
The Funky Credit file. Hey, it's Aaron from Diagnostics and Finance. I use the word funky because it would probably be boring otherwise. The credit file a PDF document that's probably locked up with your date of birth and shows some gibberish about where you used to live and which banks you've applied for credit with. So the funky credit file. Same thing as a credit file, but just more funky. I'm going to talk about five videos here. One is about how you can access credit file. Second one's going to be on the inquiries that you might find on there. Third one is about some credit facilities that may be reported on there defaults and fixing the issues. Whether we get a professional or not accessing your credit file, there's a couple of different ways you can do it yourself. You can pay for it off credit reporting bodies websites. You can ask for it for free. Some websites may give you credit file but they're looking to collect your name and email address to be able to market to you at the same time. But accessing your credit file can be free or you can actually ask a professional like myself. I have the ability to get a consent form signed and you can get your credit file instantaneously. There's usually a nominal charge for that in dollars, but we can get that fairly instantly. If you do go ahead with an application with me, I'll probably just do the credit file check anyway and then we can address anything that's on there. So that is how to access your credit file. All right, have a great day.
