Fixed Rate

Aaron Wybrow, your bagpiping mortgage broker. One of the things that we find commonly these days is that you have a low fixed rate. And when you have a low fixed rate and you have some equity that you want to release from your property, how do we do this? Do we have to break the fixed rate? Do we have to change that? Do we have to move that up? Do we have to move that down? And the answer is simple. We can actually go to your current bank that you have a fixed rate with, and we can add a split so your fixed rate will be maintained, not moved, not changed, and it will be split. And then you would have another home loan, say you want another hundred thousand dollars to do some stuff around the home, invest, change, whatever you need to do. We can go, okay, you've got your million dollars fixed, and that's fixed until the end of 2023, beginning of 2024, wherever it lands. Then you need your $100,000 variable. We can get that $100,000. We can make that variable. It will be in its own BSB and account number secured by the same house that you have. And that means that you can maintain your fixed rate. You can get your variable rate. And the variable rate, if you've got a small amount of money released, will be a lower, lower exposure to the new current rates. So if you need more money out of your current lending and you have a fixed rate, and you want to work out a way that you can maintain your fixed rate, please reach out today. Sat.