In this testimonial video, Mamoe and Adonia Manumaliuna from Laie share their two‑year experience with 101 Financial’s One‑on‑One program. They explain how, within the first five months, they paid off about $18,000 in debt and have remained debt‑free ever since. The program enabled them to fund a prepaid family vacation that was fully paid before they left, and it gave them a clear budgeting plan that they can teach their five children, ensuring the next generation will not live paycheck‑to‑paycheck. They also describe how they have helped extended family members—siblings, parents, and in‑laws—join the system and eliminate their own debts. The couple expresses deep gratitude to Alan and 101 Financial, emphasizing the stress‑free lifestyle and financial peace of mind the program has provided, and they pledge to continue sharing the method.
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Hello everybody. Mamoe and Adonia Manumaliuna from Laie with the 101 Financial. Our story, we've been on 101 with the company for about 2 years now, and what 101 Financial has done for us, it has changed our lives and it has made things a lot more easier and I guess stress-free for us where we can actually enjoy the hard-earned money that we put in. We can enjoy that now because we have a plan. We have a way where we do things now, which is the One on One way. So with being on the system for 2 years, we paid off about $18,000 in debt. In debt in 5 months, in the first 5 months, and ever since then we've been debt-free and happy. We don't know how we could— couldn't have done it without 101. So we've also been able to help a lot of our families. That's why we wanted to also do this part to share this wonderful gift Alan has helped us learn, and now we love it, so we share it. So I don't know if we have anything
else. With 5 kids, we're just excited to be able to teach our children one day how to do it the 101 way. Our children won't ever know paycheck to paycheck, and we're going to teach them how to budget and how to use their money wisely right when they get their first jobs. So that's exciting to me that our children will also be able to feel the peace of mind that we do as well. Mom Wai was mentioning all the debt we were able to get rid of in that Short amount of time, but we were also able to go take our family on a family vacation that was paid off before we even left. So that was really cool coming home from our trip and having no bills come from that trip. It was already taken care of. That's the kind of thing that One on One does for us. We're not working any extra jobs or any more hours than we usually did. It's the same money that we were bringing in before. It's just we know now where our money sits, why it sits there, and how to make our money work better for us. But we've also, like he said, we're— now we want to share it, and we've been able to share it with our families, both of our families. All of our siblings are on the system as well, and his father and his mom are also on the system. And so that is the biggest reward, I think, for us now, seeing the bigger picture and seeing our families both be able to come so far. And they've been able to pay off all their debt, and it's just amazing what it's done for us. Mm-hmm. That's our testimony, and we continue to love 101 and will do what we do forever.
