Financial Fitness with Alan Akina - How to set a Credit Freeze on your Experian Credit Profile

6 May 2020 · 1 min

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1:27

In this short financial‑fitness segment, Alan Akina walks viewers through the exact process of placing a security freeze on an Experian credit file. He begins by urging viewers to have already frozen their TransUnion and Equifax reports, warning that scammers are exploiting the current crisis. He then details the online navigation steps on Experian.com—selecting the Credit Report Assistance tab, clicking the Security Freeze link, choosing “Freeze My Own Credit File,” entering personal data, and creating a PIN—followed by verification and confirmation of a successful freeze. Alan also offers a phone alternative (888‑397‑3742) for those who prefer to freeze by call, and reassures that adding or lifting a freeze does not affect credit scores. The segment ends with a reminder that credit freezes are a key tool for preventing identity theft.

Chapters

Good morning, gang. For today's financial fitness report, we will walk you through step by step on how to set up a credit freeze on your Experian credit profile. Now, hopefully you've completed the credit freeze on the other 2 credit bureaus, TransUnion and Equifax. If not, I want you to do that right away. You see, those scammers out there, they don't care, and they seem to be picking up their activity during this crisis. Now, let's get started. The first thing to do is go to experian.com. Now look for the Credit Report Assistance tab in the navbar. You will have a dropdown box where you will now click on the link called Security Freeze. Now click on that box and add a security freeze. Next, you will click on the box Freeze My Own Credit File. Here you'll enter your personal information and create a PIN. Now, after verifying your account, you will see a screen that says Security Freeze Successful in a green bar at the top. Now, if you prefer to do this by phone, you can contact Experian at 888-397-3742. Keep in mind that when adding a credit freeze or lifting one, it does not affect your credit score at all. This is one of the best tools to protect yourself from crooks opening up new credit accounts under your name. For Wake Up Today, I'm Alan Akina. See you next time.