This content was created by Alan Akina. This content was uploaded by Alan Akina. This is a YouTube video titled "I love 101 Financial and will never be without it" (created 2018-04-17) containing an English first-person testimonial by Rebecca from St. George, Utah. Rebecca describes her experience with the 101 Financial program: entering with credit card and family debt, projecting 22 years to repay on minimums, then qualifying for the program and, in 9 months, paying off $23,000 and raising her credit score from 632 by 104 points through different banking habits. She emphasizes reduced financial stress, newfound confidence and processes for handling expenses, and that she is teaching these concepts to her children. This is a single-speaker customer testimonial rather than a multi-person conversation.
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My name's Rebecca. I'm from St. George, Utah. Before 101 Financial, I had some credit card debt that I thought I would never get into, but ended up getting into some credit card debt as well as debt to my family and some other personal lines of credit. I projected the payment for that debt would take me 22 years to pay off with just the minimum payments that I was making. And when I got the 101 Financial information from my friends, I said, I'm all in. And so I qualified for the 101 program, and 9 months later, here I am. I've paid off $23,000 in debt. I started with the program, my credit score was 632, and 9 months later, my credit score has increased 104 points just by banking differently and treating my credit with respect and bringing it to the point where I can now use my credit as a tool and not as a battering ram. With the 101 program, I now have the tools to not be stressed out about my finances. With the projections that I can put in place, I know where I'm going to be. And if something comes up, maybe a car problem or I need to get something fixed in my home, I don't have to stress out that I don't have the funds or the, or the knowledge of where that money is going to come from. I just deal with it and I know I'll be able to recover quickly because of the smart process that's in place that I've already internalized in my life. So it's, it's not a stressful situation anymore. It's all done with complete calm in my life and not the pulling my hair out and holding my head in my hands over my finances. The program has just blessed my life to be able to bless the lives of others, and I will use these concepts for the rest of my life. I'm now teaching my children who are also starting the program, and so that they will be teaching my grandchildren these concepts of banking better and banking smarter and using finances to a benefit and not as a, as I said, a battering ram in their lives. I love the program and I will never be without it.
