Drew 2: The Importance of Creating a Habit of Saving | #Drew2 #finance #homebuying #savings #habits

15 Jan 2026 · 2 min

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In this two‑minute episode of the Drew 2 series, Andrew Postell stresses that building a consistent savings habit is the cornerstone of financial independence. He notes that self‑made, financially independent individuals typically live slightly below their means to free up money for investment. Postell proposes a concrete starter plan: automatically deposit $5 from each paycheck into a savings account for three months to establish the habit. He anticipates objections about emergencies, arguing that having a dedicated savings account for unexpected costs is precisely why the habit matters, and that using savings for emergencies is preferable to incurring credit‑card debt. He warns that without a habit, scaling savings later—when promotions or higher income arrive—won’t happen. The message is to start small, stay consistent, and let the habit grow before increasing the amount saved.

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Hey now, Drew 2 time again. I'm Andrew Postell and this is the Drew 2, where we talk about real estate financing, maybe a little bit of investing, all in 2 minutes or less. So today I want to emphasize about savings again. This is so important. Every single self-made, financially independent person that I know has lived slightly beneath their means so that way they can save money and invest in other platforms. So how do you and I, like an average person, create a savings plan? Man, it seems so frustrating to talk about it like this because it can seem impossible. $5 every paycheck into a savings account for 3 months. This is what I want you to do. I want you to create a habit of savings. You might say, well, Andrew, I have done this in the past and every time I do it, an emergency comes up and I have to spend my savings account. Perfect! This is exactly what I want. What I want you to do is have a savings account so that you can rely on it for emergencies. What I don't want is for you to go into credit card debt, or if your car tire blows out that you can't make it to your job and now you're fired and you don't have money anyway. This is why we need a savings plan for the emergencies. Don't worry about the amount quite yet. Create the habit. $5 a paycheck for 3 months. Let's create a great habit. And then later, as we get promoted, as we move from our jobs, you can save more. But you can't save more unless you have the habit first. Start small, be consistent. Hey, I'm Andrew Postell. Thanks for watching today's Drew 2.