Brad HartI help 7-8 figure entrepreneurs scale faster with AI, masterminds, and results-driven systems | Founder of Optimus & Repurposefully

How To Creat Financial Success In Your 20’s #makemoremarbles #finacialfreedom #investing #rothira

Name: How To Creat Financial Success In Your 20’s #makemoremarbles #finacialfreedom #investing #rothira
Uploaded: 2022-11-17T21:18:58+00:00
Duration: 59 s
Channel: Brad Hart
Description: This content was created by Brad Hart. This content was uploaded by Brad Hart. This is a YouTube video titled "How To Creat Financial Success In Your…

17 Nov 2022 · 1 min

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This content was created by Brad Hart. This content was uploaded by Brad Hart. This is a YouTube video titled "How To Creat Financial Success In Your 20’s #makemoremarbles #finacialfreedom #investing #rothira" (created 2022-11-17, last edited 2026-01-17). It is a solo monologue by Brad Hart offering personal-finance advice aimed at people in their 20s: three steps — open a Roth IRA (e.g., Vanguard or Fidelity), contribute money regularly (example used: $125 per week), and invest in broad market index funds or ETFs (S&P 500, VTSAX) with an assumed ~10% long-term return. He gives example projected balances (approximately $1.1M, $1.7M, and $2.8M over multi-decade horizons), emphasizes tax-free growth and favorable capital gains treatment versus earned income, and encourages viewers to follow him for more.

Questions this video answers

$125 per week.

About 10% average rate of return over 30 years.

Open a Roth IRA at providers like Vanguard or Fidelity.

Chapters

Millionaire math, Part whatever. Create financial success in your 20s. Three steps to take in your 20s or right now, if you're just getting started. One, open a Roth IRA account at a place like Vanguard or Fidelity. Remember, do your own research. Two, Add money into that account. For this example, we're going to use $125 a week. Three, invest those dollars you can invest into AN S&P 500 index fund or ETFs or stock market index funds like the VTSAX, and you get about a 10% rate of return averaged over 30 years. And if you did that, you'd have about $1.1 million. Five years you'd have about $1.7 million. And in 40 years you'd have. Drum roll please. $2.8 million. That's all tax free. This is the amazing power of investing your dollars over time in a leveraged tax free vehicle. If you want to have more money, all you have to do is increase that amount as your income grows over time. Now, not all of it past that mark will be tax free, but capital gains tax is still less than earned income tax. It's just math, people, math and time. So come play the money game with me and follow me for more.