Short solo YouTube talk by Brad Hart advising viewers on essential insurance types to protect personal wealth: life (whole and convertible term), term partner ('T man') insurance for business partners, disability covering living expenses and premiums, auto (including uninsured motorist coverage), homeowners/renters, and umbrella insurance. The speaker also offers to introduce vetted insurance agents.
Chapters
What are the types of insurance that you must have to protect yourself and your wealth? Well, you got life insurance that's whole life and convertible term that you can later turn into whole life. You've got T man insurance. If you have business partners, this is a must in case one passes away. You have disability insurance. Now this should cover your bare minimum living expenses and your insurance premiums in case you get injured and can no longer work. Then you have auto insurance. Every vehicle should have uninsured motorist insurance. Too many people miss this, so make sure your policy has it. Homeowners or renters insurance. This will cover your living space against damage, theft and liability. Then umbrella insurance. This is a great policy to have that covers you in case one of the other types of insurance fails or if you have a judgment awarded against you that's more than your coverage. If you're needing a great insurance agent. I've already vetted a lot of the top agents in the industry and worked with many of the top companies, so just reach out and I can make an introduction.