Credit bureaus now take 90 days to respond to disputes instead of 45. The slower timeline means clients expecting quick wins in credit repair are disappointed, shifting how agents manage expectations in the industry.
Chapters
What's changed since 2019? 2019, the year of COVID Much changed in the world as we know it. But in this industry, there's many things. And probably the most prominent out of them is how the credit bureaus handle disputes in terms of credit repair, how they handle disputes. They are slow, slow, slow. So they used to be like, had to respond within 45 days. Now there's a lot of legislation that basically They can respond 90 days. So, Chris, you're not seeing those first results, Nick, until 90 days in. They're not seeing those results. So people have this expectation that things are going to happen quickly and they don't.