In this sales consultation excerpt, a prospective client (Speaker A) explains that they have limited liquid funds—about $1,000 after purchasing a laptop—and that their parents would be willing to help finance a larger investment. The sales representative (Speaker B) repeatedly stresses the importance of personal responsibility and investing in one’s own skill development, questioning whether the client is prepared to take ownership of their results rather than relying on external financial support. The representative then pivots to a concrete solution: a third‑party financing option that requires a soft credit check, typically qualifying for applicants with a credit score of 680 or higher. The financing would cover the full amount with added commissions, payable over a 12‑ to 24‑month term. The client expresses interest, and the representative offers to send the financing application for approval.
Okay. You said it was ak?
Yeah, yeah.
I don't have that liquid, but I know my parents would be more than willing to kind of share that investment with me just to see how like,
I can best help. If you just put money aside, is this something you would actually want to go ahead and actually do? Why would you actually invest in yourself to get the skills?
And that's kind of like the life I want to live.
I do have to ask, do you feel like when he was like first starting off and he really needed to invest in himself and like learn the skills, did he have somebody that was there to like be able to pay for it for him or do you think probably had to figure it out?
Yes, figure out.
We see somebody and they have the skills, they have the things that we want, but what we don't really look at is like how they got them. And oftentimes in order to get the skills to get to where people are, we have to go through a lot of the trials and tribulations that they've been through themselves. So even if, like your dad could help, ultimately, if you want to step into being the person we ultimately need to be, is this something that we can push the responsibility on somebody else to actually invest in us? Or do you feel like this might be something that we need to take the responsibility on ourselves if we truly want the best results? We're talking about taking the responsibility on ourselves. It really just comes down to let's not focus on what we can't do, let's focus on what we actually can do and then see how we can make it work out. So is that something you're willing to do? Are we in full position of power if we put the problem outside of ourselves? That's what we were talking about, like with your dad. He took full responsibility, he got the results. So if we want to start getting those type of results that he got, do you feel like we need to take full responsibility of what's going on in our own life? Do you. What can you do? And we can see like how we can make it work.
Well, I just bought a new laptop, so like I said, I'm not that liquid. So I have maybe about a thousand dollars.
Do you have credit or anything else?
I don't have good credit. I don't have a credit card that would have that limit on it.
Can I make a suggestion that, please. What most of our clients will do if they're in a similar situation is we do have a third party financing option. It depends a bit on what you qualify for. But typically, if you have a 680 or above, you tend to qualify for it. And what you're going to do, you get the full amount, and then with the extra added commissions, you're just going to pay that off early. Do you think that's something I can help?
So it breaks it down more.
Monthly, 12 to 24 months. It does depend a bit on what
you qualify for, I'd be honest. Qualify for that.
So what it is, it's a soft check. So I'm going to send it over to you and then if you get approved, then we can just go ahead and take care of everything. Sound good?
