Codie Sanchez delivers a short personal-finance monologue arguing that earning more—not just cutting small expenses—is the reliable path to wealth. She recounts past frugality (skipping coffee/dinners), then describes a 2025 mindset focused on increasing income: negotiating salary at least twice a year or switching jobs, raising business prices twice yearly, and reinvesting profits so money "works alongside" her. The closing point: permit occasional spending but prioritize making more money.
Chapters
Let me save you years worth of money. Mistakes in 90 seconds I used to think if I skipped a cup of coffee or night out of dinner, that was the path to being rich. I'd brag about how much money I saved, totally disregarding how much cost it was in time. Fast forward to 2025. I now know that the only way to become rich is to earn more. You can't save your way to zero spending. I obsessed on one thing. How can I continue to earn more every single year? That meant negotiating my salary at least twice a year, applying to new jobs if I didn't see the opportunity for an increase. As a business owner, I raise my prices at least twice a year to keep up with the cost of inflation, and I invest the money back in the business so it works alongside me. I don't always just work. My money has a 9 to 5 these days. I don't think about how much money I can save by not spending. I think about how much money I can make and how my money can earn from me. Because before you know it, all the things you used to resist spending money on, they become easy expenses. And who doesn't love a good pumpkin spice latte or a fancy dinner out every once in a while? So do those things, but just make more money.
