Should You Buy or Invest?

What if they lied to you about the American dream and homeownership? First, stocks versus house standoff. If you put $100K into the stock market instead of home equity 20 years ago, you'd likely have an extra $350,000 to $450,000. Stocks beat owning a house by 3x over 20 years. But Codie, I want to own a rental property. Okay, let's break this down. The average price in the US is around $400,000. And after the mortgage, maintenance, taxes, you're bringing in $200 a month. In net income. That's $2,400 a year for $400,000 in capital risk. That's a 0.6% return. You'd make more money in a savings account. But Codie, my house price went up. Okay, let's play this out. You bought a house, good investment. Your value increases $300K. So how do you get that money? Sell and move to another house? Oh wait, they're all more expensive. Move to a new city? But your job, business, friends, family are all here. Maybe buying a house is not the actual American dream. You tell me what you think about buying a house.