A short monologue (YouTube video) arguing that people should not let insurance coverage dictate their health decisions. The speaker criticizes health insurance companies for reducing the value of health to copays and monetary transactions, urging individuals to invest in measures that preserve quality life years rather than defer care because it's not covered.
Chapters
And the message to patients should not be, oh, well, don't go do this thing because it's not covered by insurance. Maybe it should be, well, your insurance covers it. If you get in a car wreck. Some of these other things are worth investing in.
I think the travesty in our system, and this is done very purposefully, is that health insurance companies have convinced us that our health is only worth as much as a copay. So if you want to live an extra five years, well, that's great, you can do that. But is it really worth it to you when your health is only worth 20 bucks and that translates to lifespan, to life years, how much are those years worth? Are they only worth 20 bucks? I would argue that those good years where you can enjoy your life, which is the only thing that we can do, the only thing that we have in this world is experience. And that lifetime, it's very finite. It should be as rich and as full and as wonderful as you can make it. And if we sacrifice those years just because we're afraid to invest in ourselves, I think that's a real shame. I think that's a real travesty. And the message to patients should not be, oh, well, don't go do this thing because it's not covered by insurance. Maybe it should be, well, your insurance covers it. If you get in a car wreck. Some of these other things are worth investing in.