True financial independence isn't about spending without limits. It's about understanding your means and taking control so money doesn't dictate your life. Using cash gives you the clarity you need to actually see where your money goes.
Chapters
I know we all care about financial independence. And your new book, the Money Habit, is about the worry free way to financial independence. The premise of the book is that this isn't about necessarily creating a bunch of new habits that are out of your comfort zone. This is taking the habits you currently have and working with them.
So financial freedom is that you have no concern about spending your money, meaning there's no financial consequence. So you and I are like, hey man, it's kind of cold here. Why don't we head out to the beach and hang out there. The beach will be the Caribbean and we'll take a private jet and we'll bring 20 of our best friends. All that and then we say, and, and don't worry, the bills don't matter. There's a certain point where the bills do matter, regardless of how much money you've saved or how much income you have. So financial freedom is a moving target and it's defined differently by everybody. So that's out. I, I argue you'll achieve financial independence. Here's my definition. Most people, money has control over them. They're placating to what they see. The bank account. I'm saying money won't control you. You'll control it, you'll assert authority over it. It doesn't mean you can live this lifestyle beyond your means, but you'll know what your means are and you'll start working within it. And with cash, clarity becomes control.