
Harry Pitts teaches biblical financial stewardship through a nine-part framework starting with lordship and masters. He warns against compensatory consumption and mammon, explains how to calculate margin as protected breathing room, and cites U.S. household debt at $18.5 trillion to show why multiple income streams matter.
Chapters
Bibles to Matthew chapter 6, verse 33. I'm going to be teaching out of chapter 1 of a book that I've been writing. We are, um, teaching on economic empowerment. And before I get started, I want to talk about some things, because in order to be free from the world, some of us love toys. But it's most important that we don't get caught up into the things of the world. And beside me, I have a table, and on this table we're going to talk about some of this. The world loves things, and the church has to be separated from things. Matthew chapter 6, verse 33. And I'll give you guys the title, uh, probably either toward the end Or the middle of the message, but the Bible says in Matthew chapter six verse thirty-three, Matthew chapter six verse thirty-three, it says, "But seek ye first." What did it say to seek first? It says to seek ye first the kingdom of God. Matthew chapter six verse thirty-three. For those of you that are watching us online, that's Matthew chapter 6, verse 33. It says, but seek ye first the kingdom of God and his righteousness, and all these things shall be added unto you. It didn't say seek the things first, but it said to seek The kingdom of God first, and when you seek the kingdom of God first, all these other things—cars, houses, money—will be added unto you. So if you look at this in the book of Matthew, God is sharing with us and teaching us that the first thing that should be present, or the first one who should be numero uno in our life, is God. And his kingdom, but seek ye first the kingdom of God and his righteousness. And after you seek God first, and you put God first in your life, numero uno, number one, God takes second fiddle. He takes second fiddle to no one. It is God and God alone. Seek ye first the kingdom of God and his righteousness, and all these. things shall be added unto you. Psalms 24, verse 1. I love, uh, Psalms 24, verse 1. This is my favorite passage. Psalms 24, verse 1. Uh, we, we know what we need to do first. Yes. The scripture says to do what first? Seek. Seek ye first the kingdom of God and his righteousness. And I think for some time, I believe people have the order reversed. We think that we are to seek things first. Uh, we think that we are to seek $2,000 Jordans first. Yeah, these are some Michael Jordan sneakers. These, these are some of the ones that Michael Jordan owned, uh, when he was in college. These sneakers would cost you about $2,200. $2,200 things. We are seeking things first, you know. And I'm, I'm not against owning things. Some of us, you know, if you're in— you're a kid or an adult, you know, we like to play games. We want to have the Xbox controllers, the latest controllers. This is about, uh, $200. This controller, uh, will cost you $200. Oh, let's take it a little further. Um, we, we like video games. We still like to play games. It's like God is some type of toy to toy with, and we take money and we invest in things, we consume things that lose value. This cannot add anything to your life. But the Bible says, seek ye first the kingdom of God and all of his righteousness. Oh, we're not done, we're just getting started. Oh, we, we love, uh, $500 Beats, uh, earbuds. Beats, come on, talk to me now. Don't get quiet on me now. Uh, we love these earbuds by Beats. Dr. Dre, come on, if you watching me right now. And all of these things God says to seek ye first the kingdom of heaven and all these other things So we're not done. The Bible says in Psalms 24:1, the earth is the Lord's and the fullness thereof, the world and they that dwell therein. God says the earth is the Lord's and the fullness thereof, the world and they that dwell therein. In essence, God says, I own everything. Amen. I own everything. Your house is mine. Your life is mine. Your money is mine. I know that you think that you have ownership of this, and this is where we get it twisted. We think that we own things, Pastor Keith. Ah, we think we own things. Yeah, so we, we, we, we, we have to have the latest, the greatest. We have to have our Louis Vuitton. Our Louis Vuitton belts, our Louis Vuitton pocketbooks. Ah yes, and we take the things that we believe that we own, we take God's money and we consume. We, we do what I call compensatory consumption, buying things to make you feel good, uh, because you think your image, uh, looks good, therefore you add— it adds value to you by owning a Gucci belt. Or a Gucci pocketbook. Uh, so you do compensatory, uh, consumption because you're trying to dress up your image because you have some type of flaw that you dealt with as a young man or a young woman to make you feel good. So you go into debt to obtain these things. And oh, let's not take it— let's not, not— let's take it a little bit further, you know. You, you know, you gotta have your movies, your, uh, you consume movies and you take God's money. And there's nothing wrong with entertainment, but there's a problem. There's a problem, Houston. There's a problem when you take God's money, God's time, and invest it the way you want to. Oh, you gotta have— you're going to Home Depot, and I'm, I'm not against Home Depot, not at all. I'm giving them a free shout out. Then we go in there and we buy our RIDGID tools. Ah, so you buy a tool that you don't necessarily need. This is about $500, this tool lid. So if you want to know, for those that want to be nosy, it's about $500. Yeah, so you want to take this and you consume and you get into debt. But then God says this. God says to— he says to do this. He says, never. The Bible says the earth is the Lord's and the fullness thereof, the world and they that dwell therein. I love 1 Corinthians. Our president says one Corinthians. God bless him. I love that man. God bless him. God bless him. Pray for him. Our president says one Corinthians. 2 Corinthians 4:2. 2 Corinthians 4:2. But it's, uh, President, I love you, I love you. It's 1 Corinthians 4:2. 1 Corinthians 4:2. If you have your Bibles, please turn to that. I need to lay a foundation first, a scriptural foundation, so we can begin to flow and see what's going on in the world, because we've got to teach a lesson on stewardship. But before we teach on stewardship, we have to— Pastor Keith, we have to teach on ownership because we have to get the order right. Ah, we have to teach on ownership. Who owns these things? Are you owned by Beats earbuds? Are you owned by Louis Vuitton? Who owns the rights to your life? Is it Louis Vuitton? I remember this, this man of God teaching. He talked about investing, and he was talking about people that consume things. He said— he talked about the cost of a Louis Vuitton purse. He said that bag costs about $5,000. He said, but a good investor would not invest the $5,000 in the Louis Vuitton bag because you empower Louis Vuitton and they don't have an issue with you purchasing the bag at all. You enrich Louis Vuitton, but that means that you're $5,000 in debt. He said, what I'd rather do is I would rather have a brown paper bag with $5,000 cash in it and have the money to invest than have a bag with $0 in it. So we've got to understand this consumption mentality that we have in the world that we're living in. We're approaching difficult times. The United States is spending $1 trillion a year just on the interest of the debt that they owe. And Pastor Keith and I were speaking this morning. I want to be very careful when I say this. The United States, the bonds that are owned, or the debt that is owned, is owned by China. And because of this, uh, if they call the debt in, I'mma put it in simple terms: Houston, we got a problem. Big problem. And every year the debt grows. They just recently created a financial budget for the United States. We were talking about Doge not spending money but saving money, and a lot of people as a result of this lost their jobs. They saved billions of dollars, but yet and still what happened was during the budget meeting and the budget that was passed, we've now added another 2%. $1.2 trillion in debt to an existing debt that we already have. Wow. It doesn't make sense to me. You— how are you going to get out of debt if you keep spending? You're overspending. So I'm going to teach a lesson today from chapter 1 of a book that I've had in my spirit for a long time. I'm giving you Matthew chapter 6, verse 33. We talked about Psalms 24, verse 1. We also talked about Matthew chapter 6, verse 24. No, we didn't. Let's go to 1 Corinthians, or 1 Corinthians chapter 4, verse 2. And it says this, and that was a joke. It is actually 1 Corinthians. For those that are watching me, I am biblically literate, so I was just being comical, uh, okay? So the pastor knows what it's— 1 Corinthians chapter 4, verse 2. Amen. So that was a joke. It is not 1 Corinthians, it is 1 Corinthians, okay? 1 Corinthians chapter 4, verse 2. Moreover, remember I said that is vitally important that we get the order right. Right now, people want to teach on stewardship, but before we talk about stewardship, we've got to talk about ownership. Teach, teach. 1 Corinthians 4:2 says, moreover, it is required in stewards that a man be found faithful. Are you faithful to purchase the $2,000 $2,000 Jordans, or are you going to be faithful to God? Or maybe, maybe you just love gaming that much to where you'll invest $200 in the latest controller. Amen. Ah, instead of investing in your future. And I know people love fashion. They love compensatory consumption to make themselves feel good or to look good. And you love your Gucci Gucci. Yeah, but you're in debt. Your kids can't hardly eat. Family, we're approaching difficult times and we've got to start saving. So I want to title this message, Money Is a Tool, Not a Master. If you live in the real world, You already know this. Money is not a small topic. Money touches your sleep, your stress level, your marriage, your decisions, your pace, and your peace. And as we step toward 2026, one thing is becoming clearer. A lot of believers are sincere and they are faithful and prayerful, but still financially reactive. Yes. They're not evil people at all. They're not evil. They're not lazy. So let's get that clear. They are unbuilt in specific areas. Uncover the truth. So the lesson that I'm going to build today, the lesson that I'm going to teach today, is not with hype. It's with truth, with structure, with habits that hold up under pressure. Here's the foundation we must set before we walk about budgeting, investing in multiple streams of income. Money is a tool, not a master. Yeah. When money is a tool, you use it with wisdom and peace. When money is a master, it uses you with fear and urgency. You can see the difference in one Question, Minister Philia. You can see the difference in one question. If a bill hits your phone— Minister Tracy, if a bill hits your phone and it changes your mood immediately, money is not acting like a friend or a best friend. Oh, you know, you wanted to have that Louis Vuitton bag. You know, you had to have that Louis bag. Ah, because when the bill arrives on your phone, money is not acting like it's your best friend. Money is not acting like it's your cut buddy. Money is speaking loud and asking for the money. Amen. Money is asking for the money. Show me the money. You know, you know what I'm talking about. You had to have those Beats. You had to have those Beats earphones. You had to have those. I've got to have the best. I've been broke and poor all my life. Don't fall into that trap, please, beloved. Don't fall into that trap. Ah, compensatory consumption is Ah, Pastor Keith, money is not acting like a best friend. That's right. Money is singing the song, Show Me the Money. You got to be wrong. Show me the money. I need the money. The M-O-N-E-Y. Money needs money. Money's not acting like a tool. It is acting like a ruler in your life. It's acting like a taskmaster. Make it white, make it white. This chapter in the book that I'm writing is putting money back in its place. When you talk about ownership, this is where we got the launch from. Body of Christ Church, hear me. This is where we have to launch from. Everybody wants to start at stewardship, but we can't start at stewardship until we get ownership right. Ownership comes before management. This is why we started out saying the earth is the Lord's and the fullness thereof. Yeah. God says to seek him first. In essence, God says, seek me first because I own everything. Ownership comes before management. A lot of people try to manage money without first settling— hear me— first settling who owns it. Yes, sir. Scripture starts with ownership. Psalms 24:1 says the earth belongs to the Lord and everything in it, including people. Yes, you and me. God says, I own everything. That matters because you cannot steward what you think you own. That's right. Owner decides purpose. Steward manages processes. When you believe money is yours, you protect it like it is your source. When you believe money belongs to God, You handled it like it is an assignment. I want you to think that changes your posture, that changes the way you think, that changes the way you feel about purchasing the rigid tool, going into debt with money that doesn't even belong to you. Wow. In some cases, That's called stealing. That's a new word. That was a joke. God says, I own the money. Some people call that shoplifting. God says, God says, will a man rob God? Boy, you know you bad when you rob God. Yes. When you believe money belongs to God, you handle it like it is an assignment. That changes your posture. You stop asking, how do I get more? You start asking, how do I handle what I have with honor? This is not religious language that I'm teaching. This is practical alignment with God's word and God's principles on economic stewardship. Because when ownership is unclear, hear me, you spend first. Ah, oh, you gotta have the latest toy for your movies. You gotta have your popcorn cup. You spend first. But the Bible says to do what? Says seek ye first the kingdom of God. Because when ownership is unclear, you spend first, you react second. When money sends you the pager and says, show me the money. Ah, then third, you pray. 3rd. Wow, isn't that interesting? You pray 3rd, you pray last. The Bible says, uh, safety— you can find safety in the multitude of counsel. So what is prayer but a dialogue with the Divine Father Yahweh? But the last thing we do is pray. The first thing we do is we spend, then we react after we, we spend. Then the third thing, you pray like God is, you know, God, God is some type of slot machine, God is some type of game, or God doesn't know what's going on. Where is God in the pecking order in our lives? Amen. When ownership is clear— listen to me— when ownership is clear, you pray Amen. See, when ownership is unclear, you pray last. But when ownership is clear, you pray first, you plan second, you spend last. Listen at the order. When ownership is clear, you pray first. You plan second. You spend last. Yes. Section 2 talks about mammon is not money. It is mastership. Mammon is not money. It is mastership. Money is neutral. Hear me. Money is neutral. Mammon is spiritual. Money is neutral. Mammon is spiritual. Money is neutral. Mammon is spiritual. Jesus makes it plain: you cannot serve God and money too. In Matthew chapter six, verse twenty-four, Jesus says you cannot serve God and money. Notice the word serve. Jesus does not say you cannot have money. He says you cannot be ruled by it. Amen. The definition of mammon is very simple. Mammon is trust placed in money for identity, security, or power. Mammon is trust placed in money for identity, security, or power. Mammon is when money becomes your comfort, your confidence, your protection, your status, your backup plan, your reason you feel Safe. Mammon is when money becomes your comfort, your confidence, your protection, your status, your backup plan, your reason you feel safe. Mammon is not about how much you have. Mammon is about what you rely on. If God is your source, and if you have mammon first, then then the ownership is not in order. It's not aligned perfectly. We've got to get this right. Mammon is mammon is not about how much you have. Mammon is about what you. rely on. You can be broke and still serve mammon. Right. You can be wealthy and still be free. How do you know when money is acting like a master? You know this because here are some clear indicators. If any of these are true, money is pushing toward masters in your life. Number 1, money Money dictates your decisions. This is how you know money is acting like a— let me say this— a taskmaster in your life. Number 1, money dictates your decisions. You say yes to what pays you, even if it is killing you. You say no to what God is calling you to because it looks risky. Let me say that again. Number 1, money dictates your decisions. You say yes to what pays you, even if it is killing you. You say no to what God is calling you to because it looks risky. Number 2, money replaces trust in God. These are clear indicators. And if any of these are true, money is pushing you toward and showing you the masters that are in your life. Money replaces trust in God. You have more confidence in your 401, your money, your savings, your Roth account. Yes. Money is replacing God in your life. Mammon is the new God. You— here it is: when money is replacing trust in God, you pray less when savings rise. Money replaces trust in God, you panic more when savings drop. These are indicators. Number 3: money defines your worth. You feel valuable when you can buy compensatory consumption. If you're watching online, go and look that word up. It'll bless you. Compensatory consumption. You feel valuable when you can buy. You feel small when you cannot purchase or spend money. Number 4. Money controls your emotions. A purchase becomes a mood fix. Spending becomes stress relief. This lesson is not designed to make you obsessed with money. It is designed to break money's ability to command you. The problem in 2026 is not only income, it is resilience. Many people believe one income should be enough, and in a perfect world it might be. We don't live in a perfect world, but we cannot get the alignment, get the order twisted. Amen. We have to talk about ownership. God has to own these things. The earth is the Lord's and the fullness thereof, even they that dwell in it. We've got to get the alignment right, family. Many people believe one income should be enough, and in a perfect world it might be, but I want to say this— but modern life has exposed something else. I said something. I posted a series of messages on social media, on all of the social media platforms, and I made a statement and it triggered people, some positive, some negative. And it was never my intention to trigger people in a negative sense. I just want people to think. Yes. I said, I talked about, Minister Phil, y'all talked about one income is the new poverty because of the prices increasing on fuel. Homes are tripled, they've quadrupled, clothes quadrupled, eggs. You go into a store, eggs are now costing $10 a carton. Ah, $100,000 can only be stretched so far. Amen. So we've got to teach on economics for the body of Christ, particularly 514 Grace Church, so that when this next stream, this next wave of economic change takes place, because we're living in a technological age, we know that we'll be ready to invest Because we know that money is a terrible taskmaster. We want—we don't want to work for money. We want money to work for us. Many people believe in what believe one income should be enough. Unfortunately, it is not. If it was a perfect world, it would be. It is not only about your income. Hear me. It is about your resilience. Resilience. is your ability to absorb shocks without chaos. A car repair, a medical bill, a slow month with no overtime, a job change, a family emergency. I need you to hear me. The Federal Reserve's SHED data, S-H-E-D, SHED data shows that in 2024, 63% of adults said they would cover a $400 emergency expense using only cash or its equivalent, which means a large share still cannot cover it that way. A large, a large share of people can't cover it that way. Only a fraction of people can cover it that way. way. This is— you can find this on the Federal Reserve. The same body of research shows that in 2024, 55% of adults said they had set aside 3 months of expenses in an emergency fund. That means nearly half have not set aside. Why? Because they don't Have it, and this is not to embarrass anyone. This is to to make people aware. People need to be triggered. People need to start thinking. You need to save. This is not about not about righteousness. This is about reality that I'm teaching, and household pressure is not imaginary. New York Fed data shows that that. US household debt reached about $18.5 trillion in Q3 of 2025 last year. $18.59 trillion. $18, almost $19 trillion in Q3 in debt alone. This is why you're— my teaching Makes a clear point, and it lands in the hearts and the minds of believers. We've got to start saving. If you want a prophetic word, I'm giving you one: It's time to save. It is time not to waste time. It is time to save, body of Christ. One income can feel like poverty, not because the paycheck is always small, but because the system around the paycheck is unstable. So what do you build first? I'm glad you asked. What do you build first? The first thing you should build is margin. Let's talk about this. Margin must be defined So that people can understand this, Pastor Keith. Amen. My background is in economics and finance, so I understand how money flows. I understand how money works. Let me give you a definition of what margin is, because if we don't define it, people will misuse it. When people hear margin, they often hear extra. They hear, Yes. They hear vacation fund. That's not the definition of margin. Margin is the portion of your income that remains after your essential obligations are covered, intentionally assigned before you spend on your wants Or needs. Margin is breathing room, Pastor Keith. Margin is what keeps one emergency from becoming a crisis. Margin is not what is left after you shop. Margin is what you protect before you shop. Here is how to calculate it in one simple line. Let me teach you how to calculate the margin in one simple line. Margin equals monthly take-home pay minus essential obligations. Margin equals monthly take-home pay Minus essential obligations. Let me give you the definition of essential obligations. Essential obligations are the bills you must pay to keep life stable and legal, such as housing, utilities, food, transportation, life insurance, health insurance, minimum Debt payments, child support if applicable, basic medical needs. Let me give you an example. Say your take-home pay is $4,000 and your essential obligations are $3,650. So what is left out of that amount is $350. That's margin. That $350 is not extra. for you to go and buy the latest pair of Jordans. That's extra. That's savings. That is not extra. That $350 is not extra. The $350 is your seed, your safety, and your next level to increase. Somebody shout savings! Savings! Somebody shout savings. If you have no margin, you are not condemned. You're being shown the blueprint. I'm giving you the blueprint right now. I'm not condemning you if you don't have margin. I'm giving you the blueprint on how to gain control of your life back. Giving you the blueprint. You have to have a roadmap. I'm giving you the roadmap to success. If you have no margin, if you have no savings, I'm not condemning you. Margin can be created 3 ways. Someone say 3 ways. 3 ways. Margin can be created 3 ways. Number 1, increase income. A pay increase or raise. That's number one. Here's the second way you can increase or you can create margin. You can reduce essentials. Reduce essentials. Maybe there's some things that you don't necessarily need. Reduce them. Maybe you may have to go on a little small diet and not eat so much. I'm a witness of that. Tracy and I, we're practicing that now, not eating so much, trying to exercise a little bit more, become disciplined in the area, not do the, the, the stress eating is what we call it. Number 3, eliminate leaks. Eliminate leaks. What do I mean when I say eliminate leaks? All this compensatory consumption. You know what compensatory consumption is? It's when you try to buy things to make you feel good or look good or to deal with your image or your identity. Don't fall prey to that. Do you have to have the Louis Vuitton bag or the, the Gucci bag or the Louis Vuitton belt or the Louis Vuitton shoes? No. Is it necessary to spend that, that margin or that savings? Now you want to save the margin. As I hasten to a close, we're going to build all 3 of these later in the lesson because we're not done. But we've got to deal with the first step, and that is seeing clearly. Seed is not mystical, it is saved. I said something that is simple and true, and it is about building streams of income. To build streams of income, you need seed. In practical terms, seed is investable, investable cash—cash you can deploy without wrecking your bills. Seed usually comes from margin. The Bible says in Proverbs 21. Verse 20, it says, wise people store and foolish people consume or devour. Proverbs 21:20 says, wise people store or save and foolish people devour. This is not a verse about being cheap. This is a verse about being smart and prepare prepared and saving. Right, right. The definition of devourer— devourer means you consume everything you receive. No reserve, no plan, no future for nothing. Wise people do 3 things. Wealthy people do 3 things. And we're going to talk about this. And if you are watching us online, you're going to want to hear Pastor Keith and I on our podcast this year as we talk about economic finances and being— excuse me— being economic— economically prepared and finances. I'm going to teach on financial empowerment. Oh, we're doing very well financially, doing very well. Can talk about it. I can talk about it because I know that I live by these principles. I apply these principles. And because wise people do 3 things, I apply these principles. These— this is the first chapter in the book that we're teaching from. What do wise people do? What do wealthy people do? They store up. For tough times. Number 2, they plan. Number 3, they deploy at the right time. Seed is not created by wishing. Seed is created by discipline. If your margin is $200 a month, that is $200 a month. That is $200. If it's $200 a month, that is $2,400 a year, a year in seed. Yes. If your margin is $500 a month, that is $500 a month. Guess what that equals? That equals $6,000 a year in seed. That is how streams of income start, not with a miracle check. It starts with repeated obedience and discipline in your finances, discipline in your purchasing Discipline in the things you buy, the things that you see that are nonessential, things that you don't necessarily need. Did you need that 4th vehicle? No. Think about it. Oh, you bought the latest car because you like the bells and whistles, but then now you're concerned 2 years from that point of that purchase, how are you going to be able to pay for your kids' college tuition? You want me to tell you, it's sitting in your driveway are sitting in your garage. Wow. Why people spend beyond wisdom. As I hasten to a close, this is where ministry gets honest. Many people do not spend because they need the item. They spend because they need the feeling. Compensatory consumption. You're going to hear that a lot. They spend because they need the feeling. People spend to feel, to to be seen, to feel safe, respected, included, successful, better than their past. The designer brand conversation matters here because brands are demons, but because brands can become identity crutches in your life. Yes. You do not buy the item only. You buy the message the item whispers. I belong. I made it. I'm not what I came from. I'm finally enough. When those needs are driving your decisions, money stops being a tool. It becomes a therapist, a pacifier, a reputation protector. That, that is too much pressure for money to carry. It will fail you every time. Body of Christ leadership. This is why Jesus connects heart and treasure in Matthew chapter 6, verse 21. Your spending reveals what your heart is reaching for. This is not meant to shame anyone. It is meant to free you from the grip of servitude, because once you name the motive, you can break the pattern. Yes. Okay. The order of wisdom so you can build a house that holds everything that you need. Here is the divine order for this lesson. This is the framework you can build your life from, you can build upon. Number 1, lordship— who owns it? Psalms 24:1. Number 2, masters— who you serve? Matthew 6:24. And I'm going to be closing. Number 3, motives, why you spend. We're not done. We're gonna continue this. We're gonna pick this up next week. Number 4, margin, breathing room you protect. Number 5, management, budgeting, and tracking. Number 6, emergency savings. Number 7, seed, investable cash. Number 8, streams, multiple income channels, Built with wisdom. Ecclesiastes chapter 11, verse 1 talks about this. Pastor Keith and I discussed this. Number 9, legacy, inheritance, and impact. If you skip lordship, the rest becomes dangerous. If you skip motives, the rest becomes mechanical. If you skip margin, the rest becomes impossible. Father, I thank you for your word. I thank you, Lord God, that we'll learn from this message. As you teach us, God, we'll grasp it. We'll understand. We know that you can teach us and show us, and we trust your word. We thank you, Lord God. In Jesus' name I pray, and everybody said amen. If you're watching us, amen. Give God a hand clap of praise. Thank you. If you're watching us online and you don't know Jesus as your personal Lord and Savior, get to know Him. Write us. Look us up online: www.514gracechurch.org. If you want to give your life to Jesus, pray this simple prayer with me. Father, come into my heart. Save me. I believe that on the third day that You died, rose, and You are resurrected. I believe Jesus, and I accept you into my heart. Forgive me of my sins. I denounce anything that will take my attention away from you. Save me, Jesus. Save me. If you prayed that simple prayer with me, you're now a part of the kingdom of heaven. Email us, write us, look us up, DM us. Tracy and I, the leadership here, will respond. And I want to say that we love you in Jesus' name. Thank you guys for watching. Thank you for supporting. We're not done. In 2026, we're going to be teaching a series of messages on economic empowerment. God bless you guys. Love you. Thank you. And we bless you in Jesus' name. Tracy and I, we pray over your families. The leadership pray over your families.










