In this episode of the Heal, Nourish, Grow podcast, host Cheryl McColgan, founder of Heal, Nourish, Grow, presents Day 17 of the 30‑Day Healthy Habits Challenge, focusing on achieving a "small financial win" to lower financial stress—a key factor influencing mental and physical wellbeing. She explains how financial anxiety can undermine health, then offers concrete, low‑effort actions listeners can take today, such as canceling unused subscriptions, moving a modest amount of money to savings, paying a lingering bill, or reviewing recent expenses and credit‑card statements. Cheryl highlights built‑in tools many credit‑card portals provide for categorising spend and recommends the Rocket Money app for tracking and identifying savings opportunities. Throughout, she stresses starting small, aligning the win with personal priorities set at the challenge’s outset, and using the momentum to tackle larger financial tasks later. She directs listeners to show notes for study links, a free trial of Rocket Money, and encourages feedback via email. The episode closes with standard podcast disclosures and a reminder to subscribe.
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Hi everyone. I'm Cheryl McColgan, founder of Heal, Nourish, Grow. And today is day 17 of the 30 Days of Healthy Habits Challenge. So today is an interesting one, and I think it's one that people don't always think about when you're thinking about your health and wellness, but it is actually so important, especially for your mental health and just for overall wellbeing. And that is today's habit, which will be to do a small financial win. So this could be anything really, just a small money action that's going to lower your financial stress because financial stress is really linked strongly to mental and physical health. And taking a small action can help build confidence and reduce the stress of avoidance. Cuz a lot of people don't do financial stuff because it's like they just don't wanna think about it. They don't wanna take the time to deal with it. They think if they ignore it, it'll just go away, something like that. But you can have this tiny win today that will create some momentum and make make bigger challenges feel less overwhelming. Is it like anything else? Like all of these habits we've talked about, you gotta start small and build on it. So to make it easy, here's some few options and examples of things you might do. One might be to cancel a subscription that you're no longer using. That'll save you maybe $10 a month, $20 a month, something like that. The streaming services have all got us crazy lately cuz everything you wanna watch is on a totally different channel. Uh, so take a good look at that and maybe consider paring that down. You might move $10, $20, $100 to your savings account, uh, pay a bill that you've been putting off, uh, review an account, maybe review your expenses for the whole month, or review your expenses for the week, uh, review your credit card bill. Really just take time to actually look at it and see where your money is going. There's actually, uh, some good tools in most of the credit card, uh, things. If you log onto your account online, it'll kind of break it down into categories like, you know, bills and utilities. You might be looking at Amazon specifically. It'll give you the whole amount that that has. If you look at whatever card that you have, it tends to have some good tools along with that that can show you how you're managing your finances or where you're spending. And then noticing once you see where you're spending, that's how you have been able to like create one of these small wins. See if there's something that you can eliminate or something that you can change. Also an app that I've been testing out lately, I believe it's called Rocket Money, but I'll, um, I think I have a link for now for a free trial period or something like that, but I'll find that and put that link in the show notes for you. But it's just a nice tool that can help you keep track of some of these things and give you some ideas on how to, you know, look, start looking at your finances a little bit more critically. You don't wanna do a big overhaul here. Don't get into a whole thing about, you know, uh, doing a grand evaluation of everything that you're spending, everything you're doing. Try to just identify something that's simple. Some of the things I mentioned, maybe it's like skipping your $7 Starbucks for the morning, something like that. For a lot of people that can really add up, but like we're just trying it for one day today and just giving a little bit of attention to this. You can see if it's something that is alignment with your priorities that you set at the beginning of the challenge, those 3 focus areas, you know, depending on what those are. Your finances could be a really big part of that and part of the big key to keeping those moving in the direction that you want to move them. So as always, the links for the studies will be in the email and in your tracker. And so if you're interested in diving a little more deeply into this, you can find those links there. And like I said, it's strongly related to mental and physical health. A lot more people, a lot more than people really realize. So taking a look at your finances and having the small win today, where can you cut back a little, or where can you save something for your future will be a nice little mental uplift. So that is the habit for today, and I will see you again tomorrow.
This has been the Heal, Nourish, Grow podcast. Again, I'm Cheryl McColgan, founder of Heal, Nourish, Grow. You can find show notes for this episode at healnourishgrowpodcast.com. If you have feedback on today's episode or questions about the content, please email us at podcast@healnourishgrow.com. We'd love to hear from you. Be sure to sign up for our email list at healnourishgrow.com and subscribe to the show with your favorite podcast player so you never miss an episode. Join us next time for more information that helps you live your best and healthiest life. Thanks for listening. Content on the Heal, Nourish, Grow podcast does not constitute medical advice. Content contained in the Heal, Nourish, Grow podcast is not intended as medical diagnosis or treatment. Neither the company nor its owner, Heal Nourish Grow LLC, nor any of the company's employees, agents, or guest speakers provide medical advice. The content provided on Heal Nourish Grow podcast is for educational and entertainment purposes only. Please consult your medical provider with any questions about what health practices are right for you.
