Divine King June 1st 2024 Building WEALTH

Look, I think life I thought that it would But I've been getting my steps in and I sleep with my best friend it's the best that it has been in a long time I'm living my best life yeah, Living my best life Come on. I'm living my best life the best that I can no more so worry you're spreads alive Cause I'm done with it I'm as light as can be I'm as fresh as a breeze Right where I wanna be so if you need to find me I'll be living my best life Waking up with the sunrise Looking at things like what the actual hell? But I've been counting my blessings Now I sleep with my best it's the best that it has been for a long time it's the best that it has been for a long time I'm living my best life yeah, yeah Living my best life I've been living my. Living my Living my best life.

Well, good morning, fellas. How y' all feeling this morning?

Great.

Nice intro.

Oh, man. You know, you gotta be living your best life. It's not enough to just be getting by. And that's why we're all here, kings. It's to step up, step in, live and enjoy what we get to every single day. You know, I. I got so much respect for you all. And I gotta say, Darren, you're just a stud. I mean, it's like O Dark 30 over there and you're just kicking ass and taking names and I just love you, brother. I do. It is the coolest freaking thing to see. The level of commitment in this community, you know, and that's something that's so important to understand, is that the measure of a man isn't just what's in your pocketbook. It's actually what's in your heart. How you show up, when you show up, why you show up. And hang on. For some reason, I am trying to get my kid on here as well. He's like, dad, I'm upstairs, but send it to me on LinkedIn. Excuse me.

Here we go.

Awesome. So there he is. Let's see if the bed head's working. Morning. Michael, Stephen, in the house. Quan, William, Paul, There's Big Craig, Edwin. Look at you fellas. How's everyone been feeling the last couple weeks? Cool. Can we get some shares, like? Because again, we're talking about finances today, but I'm actually going to switch this a little bit. Just so you all know, Jeremy reached out to me early this morning, and Svetlana Started having contractions. So there's going to be another newsome in the household. Family's just getting bigger, which is awesome. And we're celebrating him and everyone else. You know, I'd really like to kind of go deeper with you all this morning too. And we're going to talk actually about the psychology of money this morning. And I hope this is something because I know we've been talking about different investment strategies, but we're going to go a little deeper and actually get into the psyche of what money means to.

Us.

Because this is where most people get screwed up. And I'll speak for myself, so I'm never going to put words in someone else's mouth. So I'll speak for myself. And in the past there was a tendency to think I just need to make X amount of money and I'll be happy. So when I was growing up, because I grew up in a very middle class household, dad was in the military. And so I'm not going to say that. And let me be very candid about this. We did not want for anything. We never went without food, we never went without, you know, having all the amenities. But you know, with all due respect, I. My son and I had this conversation maybe a couple years ago and I was in his closet because I was actually looking for my clothes because at that time he was a little shorter, about the same height as me, and a lot of my clothes were missing. So I'm like going, what the hell? Like he's a really well dressed teenager and true story. I go in his closet and there's like 12 pairs of shoes. And I'm like, holy shit. Like this kid has like shoes. And then I go in my closet and I go, man, I've got a lot of pair of shoes. And I had a flashback to when I'm like 8 years old and I had three pairs of shoes. Four if you include my bare feet. I had a pair of sneakers that was for not one sport, was for all sports. I had a pair of dress shoes, I had a pair of flip flops and I had my bare feet. So I'm like, oh, hey, you know, not bad. I got, I've got four outfits I can, I can, you know, tie this up too. And the reason why I share this with you is as I got older, I started realizing that I was getting more things and stuff because in my mind's eye I go, hey, it'd be nice to have a black pair of sneakers and not just a white pair of sneakers. It would be awesome. To be able to match these blue sneakers to the end. I'm, like, going, damn. And all of a sudden, I'm, like, going, I've got, like, 15, 20 pairs of shoes in my closet, and I can still only wear one pair at a time. So what did the shoes represent? My psychology when it comes to that investment. Guys, open mic. What do you think? What do you think it represented to me?

Choices.

Say that again, brother.

Choices.

Yeah, choices. What else?

You're doing better in life.

There you go. Thank you, brother. What else? Feel good to have more.

Cool.

Steven. Excess Access Excess or excess?

Excess.

Having more than you need.

Okay. Awesome.

Success.

Success. Yeah. And you know what? You're all right. In my mind's eye, I was, like, going something so simple, because when I was a kid, I would wear my shoes till they were worn out.

And.

Then my feet started to hurt. I would squeeze my feet into shoes. So that way, like, as I was growing. Because again, I'm 10 years old. And you're, like, going, huh? Interesting. Now, why is this important to note? How many of you don't even think a second thing about going out and buying shoes? But when I'm 10, I got to go to my parents and ask. There has to be a need, not a want. And my parents would measure where my toe was. And, you know, I'm, like, cramming my foot into this thing. And why do I go there? I made the psychology of money that I only deserved to get it when it was an absolute need. Hmm. How many of you need to make money? Yeah, show me. Show me. Put. Put a one in the chat. You need to make money, Everyone.

I am. We want to.

Yeah.

Okay, so, yeah, that's great. Why do you want to.

It's. You know, we all want to win, you know, if. First of all, we need it. But number two, you want to make money because it gives you some satisfaction, you know?

Okay, so money is winning. Money is satisfaction. So if I were to shower you with a billion dollars today, would that make you happy?

No, not at all. That's what I talked about with a friend just last week. I don't want to gift it. I don't want to hand it. I want to earn it. That's the whole thing, right?

So if I'm. And this. This is going to tell me a lot about y' all psychology. So if I'm holding this phone and I say, take it, that's the only way you're gonna earn it.

Take.

This represents a billion dollars. Take it. Are you ready to Take it. What would you all do? Just say it. Hell, yeah, take it. Hell yeah.

I'm.

I'm running with it. You have to catch my ass. I'm taking this. Now, if I were to also say what if I gifted this to you, would you take it then or would you receive it? We would be receiving it. What's the difference? Taking.

Look at the baby.

Where I take it, I'm owning it. When I receive becomes a gift that we have a responsibility for. And here's what I found out, guys. I was a shitty taker. I was a worse receiver. I'm a great giver.

Amen to that.

Wow.

Yeah. Why do I go there? The unconscious. And I just spent the last couple of days at a biohacking conference with Dave Asprey, Joe Dispenza, Damon John's. I mean, some of the top minds in the world when it comes to psychology and going deeper. And what I can tell you is, is that I had an epiphany. I had an aha moment. I had, you know, a sitch where I was, like, going, gosh dang it, man. See, because I have a belief, and I'll tell you my epiphany in a second, but I have a belief about everyone who's in this room right now, in this session right now. You're tired of playing small. You're done with playing small. No more. Never again. Screw that. I am moving towards being a king and ultimately a divine king. But as my brother Jeremy would tell you, you can't just jump to the next level. You can't go from being a boy to a king, like, overnight. And some people will think that if they got a billion dollars, they're a king. No, you're just a boy with capacity. Because your thought process and what you think and feel and know about money will hold you back. I want you to think about that for a second. I don't always agree with Grant Cardone, but he says this. I don't go out and buy a Ferrari. I go out and buy an asset that has enough spin off of revenue so that now it pays for the Ferrari. Oh. Oh, I like that. Because if you had a billion dollars in your hand and go, man, I'm still gonna have, you know, quite a bit of Quan left over. I'm gonna have some. I'm gonna have some coin. I'm gonna have some greenbacks, some dead presidents. I don't have to worry. I'm just gonna go buy the car and I'll worry about it later. This mentality will ruin you because you will go out and start to buy things and stuff and go, I'm celebrating, Chuck. I'm living my life. I'm living my best life.

I'm. I'm.

I'm.

You know, and I go, listen, I'm not telling you to become an indentured servant and give up all your worldly possessions. What I am asking you is this. Do you need the Ferrari? Because I have a family of five. That's not working out for Chuck Hogan unless I'm going to strap the kids to the roof rack. And I don't think Cole's going to enjoy that very much. Why. Why are you buying this? Do you need it or do you want it? Is your penis so small that having a $250,000 sports car is going to elevate you? Your Johnson's not getting any bigger because you're driving this thing. You may think it feels engorged, but that's just your ego. That has nothing to do with the vasoconggestion of your no, no zone. So why am I going there? This is all psychology. And what you believe you deserve is what you will become. Jeremy, I love him. And that's one of the reasons why he's going to buy some stock. How many of you went out and bought, like, a little bit of stock? Just even a little bit? Awesome. How'd it feel? Great. Yeah, really great. It's like. Wait, wait, what? Like opening up an account with Ameritrade or E Trade or. That felt great. Why. Why, Kwan? Why did that feel great?

You're looking forward to.

You know, like, the preference of making more money, and you feel good when you gain something.

Right.

Now, here's the crazy part. Are you guaranteed a rate of return on that money?

Nope.

Nope.

Michael, how about for you? You raised your hand. What felt good about it felt great that you're. That I'm being proactive. It's not just sitting there now. It's. It's money making money. It feels like an investment towards my future. Beautiful.

So it's pretty good.

Yeah. Stephen, how about you, bro? It.

Felt like I was being responsible. Felt like I was growing.

Yeah.

I bought.

And.

And part of the. The psychology. We can come back to this. But a lot of my psychology around money is getting a good deal.

Okay.

And so it was a little bit of research into things that seemed like a good deal compared to what their, you know, their cash flow value is for that company. And. And now a kind of reset for me is getting excited when the market goes down because that's a chance for me to buy.

Yes, yes. Craig's over there going, bring it. Alex, how about for you? You said it felt awesome. Yeah, it. It felt like I was doing something with it rather than just spending it. But did you not do a transaction with it? Did you not place it someplace? Did you not put it. See, here's the dudes. I gotta tell you, it's the craziest damn thing, because we will do the exact same actions and think it means something different. We're all meaning makers. So in your cerebral cortex, in the prefrontal lobe of your brain, we get so manifested in trying to like. For Stephen, it was a good deal. It was an educated investment. Is that fair to say, Steven?

Yeah.

So for some of you, others who haven't taken the leap yet, what's holding you back? I'm curious.

I procrastinated because sometimes working with different software that I'm not familiar with, it makes it difficult. And it might be just a matter. A matter of just overlooking a button or something. And that's why I reached out, I don't know, I think it was last week or whatever, and just said, hey, is anybody familiar with Robin Hood? Can they, you know, instruct me? And, yeah, I mean, it was really simple. I fooled with it for an hour going, what the heck am I missing? And I couldn't see a certain button. And then once I did that, it didn't take but five minutes when, you know, got it figured out. But I also like the idea of having, you know, the choices with you got better options. I mean, better opportunity for your money to grow in something like that versus a bank savings account.

Yeah. Did you know that back in the day? And thank you for that, brother. Thank you for sharing that, Paul. Back in the day, if you were going to buy a stock, and I'm talking like in the 1980s, early 1990s, you had to buy a full share of that stock. You couldn't buy fractal stock at that point. So let's say a stock's 125 and I only have 100 bucks, I would get 75% of the value of that stock. Okay, but if I didn't have 125, I couldn't even buy it back then. So a friend of mine, and this is someone that Steven knows as well, named Steve Linder, actually created a software program where he's like, I don't understand this.

Why.

Why we can't do this. And it was then bought by E Trade and actually became the trading platform. Now that's known as E Trade. He sold his company for about $14 million. Gave away most of the money to his team. Amazing human being. Remarkable genius level intellect. If you. If you ever want to learn more about neuro linguistics programing, this is the dude. You got to go see him. Sri. I'll tout his praises all day long. He's one of my dearest friends in life. But I'm sharing this with you for a reason. You can invest.

Alex.

She's so cute, man. Oh, my God.

What's the gentleman's name?

His name is Steve Linder. L I N D E R.

Thank you.

You're welcome.

We'll.

We'll put it in the chat. I think Stephen's already doing that. He's already ahead of me. Thank you, brother. See, this is what I love. I love this community because this is about how we all grow together. This isn't about, you know, have you ever had those friends? And this is part of the psychology of money. And then I go, man, I'm making so much fricking money, I don't even know what to do with myself. And then you go, man, what are you doing? Can you share best practices? Oh, dude, it's really complicated. You wouldn't understand it. I have not heard that shit. Excuse me for being blunt. Come out of our baby girl, out of anyone's mouth in this community. Everyone's like, oh, it's easy, man. Let me show you how do you got some time. Let me walk you through how to do it.

True.

Not true. This. This is what community of true masculinity is about in the 21st century. This is what modern masculinity looks like. Standing for one another, raising each other, motivating each other, not beating the crap out of one another, yet holding each other accountable. So why is this important in today's world? And I'm just gonna be very candid about this because I have friends that are extremely successful on many spectrums of investing. How many of you know Robert Kiyosaki? Yeah, Rich dad, poor dad, Right? Now, what does Robert talk about? About the psychology of money? Do any of you know, I spent some time with Robert over the years. Interesting guy.

He created that. That game, the Monopoly, Right?

He. He did. He didn't create the Monopoly game. He created a version of Monopoly.

Sorry. Yeah, sorry. That. Chuck. That's what I meant. Like a version like, you know, Richard, poor dad. And then also, you know, how the money should flow from income versus, you know, the same thing. Grand Cardone is just repeating and parroting all the things Jim Rohn and all the other guys did. So when you just mentioned his name. Very good point.

So here's what's interesting about Robert Kiyosaki. There you go. Fake. Hey, look at that. Kurt has it right there. So here's what's interesting. That's great for your kids, by the way. It's. It's great. Yep.

Yeah.

And that it was. That being poor is inherited. Right? Well, it's. It's a great story. So let me. Let me clarify some things real quick. So full disclosure, I also am a friend with Keith Cunningham, and my buddy Steve Linder calls him Uncle Keith. The guy is freaking brilliant. He's in Austin, Texas, and this guy has one liners like you can't believe. Like, I'm in a room with him one time, and he goes, you know, Chuck, pigs don't know pig state. And I'm like, excuse me, sir.

Are you.

Are you. Is it me? He goes, no, son. He goes, I'm trying to tell you something. He goes, pigs don't know pig stick. And then he walks off, And I go, Mr. Cunningham. He goes, dude, call me Keith. I'm like, keith, what the hell are you talking about? And he goes, man, have you ever been on a pig farm? I said, I can't say that I have. He goes, have you ever been on a farm? And I said, hey, I lived in Southern California, not too far from Chino Hills, where they have whole dairy farms. And when the wind's blowing the wrong way, you like, it'll fill your nose with an aroma that you just cannot live with for more than five minutes. But you know what the weird part is? After five minutes, you don't even realize it stinks anymore. And he goes, exactly. He goes, you'll get into spaces with people, and after five minutes, you're nose blind and you don't know pig stink. I love that someone says, smells like money. And so here was the truth. People will get involved in certain sectors, and they're, like, going, oh, like, so how many of you are, like, bullish on Bitcoin? Okay, I'm not seeing a whole lot of commitment here. I'm like. They're like, where's he going with this? Thank you, baby. I'll tell you, the best investment I ever made my entire life was marrying my wife, Julie, because she's like an iced tea assistant. Latte assistant, love assistant. That woman is amazing. That's the best investment I ever freaking made ever. In my life. So just going away for a moment. Here's the deal. Bitcoin is the latest trend in investment opportunities, but it's been around for decades now. Why am I going there? There's a lot of insecurity around it because there's a lot of unknowns around it. But for people who are bullish on bitcoin, pigs don't know pig stink because they're gonna ride this thing up and down, sideways, left, right, till the wheels come off of it.

True.

Why? Because they go, oh, it goes up. And I said, and it can also go down just like any other stock. So we need to look at the indicators in the marketplace because it's actually tracking very similar to gold right now. Interesting, isn't it? Now, why it's tracking similar. So look at it. Look at the futures and the indexing on. On commodities like gold and silver and things of that nature. And the reason why it is is because there is a perceived value that it has. So, Craig, how much do you know about bitcoin?

A little bit.

What's your take on it as a savvy investor?

You know, it's. It's just a whole nother thing that's Internet fake money. But it's. It's real as you and I, right?

It's.

It's made of stardust. It's. It's a thing. It's in limited supply, and it has, you know, literally a plan for what? I. I guess they. They can only mine less and less. And there's an in, you know, a certain amount, unless what's his name, Yoshi comes out.

But here's the deal, right? They just have to.

Right.

So they doubled the volume.

They. They have how much can be mined?

Well, yes. So here's the. What they started realizing was the limitation was, so when we think about diamonds or gold, we go, it's in limited supply, right? You have to mine it. It's physical. You have to pull it out of the ground, utilize it, polish it, finish it. And the thing about gold is that it's utilized in all types of electronics. It's used in, you know, very thin, small amounts. But that's why there are companies now that are trying to figure out how to reclimate satellites that are coming back in the earth's atmosphere, but bring them back in without burning up because there's so much gold plating that they can actually get not ounces, but pounds of gold off of a satellite. Wait, what? Yeah, space junk is going to be a business, y'.

All.

I'm sure Elon's gonna figure that sucker out, too. He's like, well, now the rocket can go up into the stratosphere, and after it launches a satellite, it can grab a satellite and bring it back to Earth, brother. Getting paid, going up and coming down. Yeah. See, my mind works really weird. Can ask my son. He's like, I don't get this guy. Here's the interesting part about this and the reason why I'm sharing this with you. It is about your psychology. And what did we say at the beginning of this program? Where does your mindset come from? Does anyone remember? It's real easy.

Well, you're raised a lot of times, okay?

Where do those values and belief systems get cultivated from my brother, the way you were raised. But where do they live? Because this is really interesting, Paul.

It'd be like generational, you know, from grandparent parent to you on how people do things, the way they handle money. Look at money, okay?

So that, Alex, you hit it on the Net, the nail on the head. It lives in your heart because you feel a certain way. Have you ever had a situation that comes up in particular around money, and you have a reaction to it that didn't come from your head, brother, because it made you feel a certain way? If it made you feel awkward, insecure, marginalized, critical, scared, like, damn, if I put this much money into this, what if it doesn't work?

Y.

What if it does? Right? I'll be very transparent with y'.

All.

I've made some investments that cost me millions. Millions. Not a grand, not a millions. True story. Why do I go there? Because I've learned from every single one of these mistakes, and I'm a slow learner, so I actually repeated some of them because I didn't get the lesson the first time. So I'm sharing this with you for a reason that could have really jacked up my psychology. Oh, my God, you're an idiot. Oh, you talk about analysis paralysis to Steven's point. You're like going through so many spreadsheets, looking on Google, looking for social proof. And I'm gonna tell you right now, any company that I've ever invested in, I look at who's running the freaking company. I do. I look at the CEO. I look at the board of directors. Why? Why? Yeah.

No, that's the future of the company.

Yeah. That's the heartbeat of the company. Right? These are the people that have been elected to the board. So here's a crazy question I have for you. How many of you Sit as a board. As a. As a seat member on a board of directors. Now, I know, Stephen, you're on an advocacy board. Similar. Right. But how many of you ever been, like, on a board of directors? It's. It's an interesting concept. I've actually been on three different boards. I said, there you go. I can count three. What's involved? You go through the financials, you go through the personnel, you go through all the SOPs and KPIs that are associated with the business. Why? Because the psychology is, is that there needs to be a consensus yet as a board member, I get to vote on who the CEO is. And on the last three companies I was involved with, I was actually the troublemaker. Because for any of you that know me or we've had a chance to chat, you may have guessed that I don't just look at what's on the surface. We get to what's inside you, what's really causing these things, and why you need to feel the way that you feel. How many of you would agree with me that the reason why you do something is as important as what you're doing? Yeah, I'm gonna. I'm gonna be just very, very forward with this. It's everything. Your why is actually what fuels you and what's going to create fulfillment. It's not going to be more damn money. More money is great. More money is capacity and capability. More money is not fulfillment. It can be an indicator of creating more value and being who you are and increasing your ability to be able to influence the world that I love, that I'm all for. Why? Because when you increase value, it creates remuneration. And when I make more, I can actually give more. But does that feel real different than go, oh, when I make a billion, I'll start giving away. How many of you tithe on a regular basis? How many of you, like, contribute to something, donate money, invest in other people's opportunities? Just show hands real quick, Just looking around.

Cool.

Awesome. That's. That's really cool. How many of you don't do that yet? And it's okay. There's no judgment here.

Yeah, that.

Cole, that's fine. I know where you're at. I know where you live. Your family's giving on your behalf, too, so that's something to keep in mind. And this is something that's important to understand, too. You don't always have to be the one giving. You understand this. You don't always have to be the person who's actually putting out of pocket you can actually create consortiums of people and understand that when you have affiliations to groups. Because companies I've been involved with. I have a company called your best Life. We donate at every single event we go to. We actually donate 10 to 15 to $20,000 to help with whatever impact we're creating in a community. And they go, oh, but is that coming out of your pocket? Hell yeah. I'm one of the owners of the company. I get a K1 every single year. I'm responsible for that. So why do I go there? You need to understand for you the entirety of your financial mindset. So can we do a really quick exercise? Because I'm gonna. I'm gonna make an estimation here, and that is, most of you don't know what financial freedom looks like and what that number really is. Do you have any idea what financial freedom to you right now would be if you had this much money? It would yield you your financial freedom. I know Kurt's done this. I know Steven's done this in the past, but have you updated it? Because it's changed now. You have a new baby, Kurt. Your business has been growing. 2 million, Kurt. Yeah, because we kind of did this with Jeremy. Right? That exercise. Okay, awesome. Anyone else? What's a number? Throw it out there. What do you think you would need to be financially independent right now? And you go, well, how do I calculate? Okay, 3. Stephen? 3.5. Cool.

Paul.

I'm 15.15k a month in cash flow. Awesome. Okay, so, Paul, is that it's going to cover your expenses and allow you to invest, or is that the whole nut and you're like going, man, that's what I would feel comfortable with.

That's what I'd feel comfortable with.

It.

Cover it. Cover everything for living expenses and have access to. To do. Do things.

Okay. Okay, beautiful. I'm gonna come back to you in a minute. Is that okay, brother?

Sure.

Awesome. What. What was that? I saw 3.5 to 5 million. Was that you, Alex? There you go. And then Darren. 5 million. Awesome. So why are these numbers your numbers?

I used to think before I did the exercise, I thought My minimum was 10 million. And. And it was just. It was just an idea. It's based on a feeling that. Well, I don't think that less than that's enough.

Yep.

It's a rectal pole.

Yeah.

You're pulling the number out of your ass. I did it, too. I remember being at my first Tony Robbins business Mastery event. And actually they did this way before, so I was actually a Trainer. And they're like going, so do you know what your real number is? And you go through this whole elaborate spreadsheet, they run it through a computer optimization program and it spits out, it goes, this is what your financial freedom number looks like based on all your debts, based on everything that you owe your mortgage, yada, yada, yada, yada, yada, yada yada. This is what you need if you earn 10 a year. Yes, that's. I like that. 100 million you money. That's like. That's what we call the big ball scenario. You're just like juggling huge nuts at that point. You're like, man, 100 million. Oh, big balls. Love that. Here's what's great about that, Jens. What will that give you?

Well, I can. I can live wherever I want, don't care about any government. I can do. I can move mountains, I can move. I can influence politics. I can do whatever, you know. So now I will have that number by 50. So I'm 45 today. So we talk in four and a half years.

So, yeah, so that's beautiful. So Kurt's point was. And that's in stages, right? Because it's not like I'm gonna do one deal, I'm gonna make $100 million. Or it could be one deal for you, Jens, knowing who you are and how you function. So here's the deal. Ordinary things done consistently are going to produce extraordinary results. So I'm going to ask you, and I'll put together a formula for you today that will allow you to do a quick assessment as to what your, your escape velocity number is. Because the things that we can't take into consideration are inflation, you know, cost of goods and services and what that looks like as far as AI disruption and different things in the marketplace. Because can we all agree one thing? Change is happening with or without us. Yep, absolutely. And so our responsibility is to make sure that we're being great stewards of our resources. I'll say it again. Our responsibility as men is to be great stewards of our resources. See, because if you were CRO Magnon man and you were out right now hunting down a mastodon or a mammoth so you could feed your clan, do you think that they killed an animal and then just gorged themselves and ate the whole thing and threw away parts and pieces?

Hell no.

From the rooter to the tutor, these guys are using everything. The bones, the skin, the meat, the fat. Everything. Everything. The leather for hides, for the shoes and clothing. Why do I go there? We have a tendency to be wasteful. How many of you have food that spoils and you have to throw it out? Why is that? I'm not judging, I'm just asking. Why is that?

Guilty?

Yeah, I'm raising my feet as well.

Because not appropriate planning. You know, you go to Publix, Costco, whatever, buy things, and then you have a lunch meeting, you have dinner meeting, and then everything spoils, you know, so, so all preparation, timing, and then also saying no to lunches or distractions. I mean, that's really, that's really what comes down to. We're two person household. Like, if you have kids, you know.

You, you buy bigger.

Because, you know, I think personally, the marketing and also the, you know, the supermarket you go to makes us buy more than we need, you know, and we don't, we don't live, we don't like to live in scarcity. So I think that's really a problem, you know?

Yeah, no, that, that's. Dude, that is a great explanation. We, we have grown up in this Amazon environment, this Costco environment, where you're like going, man, I need 36 rolls of toilet paper. And I'm like going, wow, do you have like projectile diarrhea? Like, I mean, what, what's going on with you? That. Because you may need like an enema or cleansing or some Amodium ad or something. Because that sounds like an issue, but yet we don't buy a roll of toilet paper. In fact, most families I see, they're buying like this 36 pack, and I'm like going, what the frick? It fills up like half of a Costco cart.

I'm glad I did that during COVID Yes, sir.

Yeah.

Got all the things to pick. You know that, that one doesn't go bad. That one doesn't spoil.

Yeah, and that's, that's a great point. How many of you have stored food for like, World War Z and the zombie apocalypse? Like, how many of you. Okay, how. How many. Who's a prepper? Yeah, how many. How many of you have like a prep kit?

Zero.

Because I have an AR15.

Yeah, I got three months. Three months of food and water.

Yeah, that's. That's all I got.

But no toilet paper.

Okay, Chuck, this is amaz. If I, if I miss that part. That is Greg actually sitting in a tree right now.

I don't know if he's in a tree. I mean, I'm just admiring, like, the foliage. I'm kind of, I'm kind of jealous as my ass is sitting Here at my desk, going, God, I feel like I should move outside.

I'm at a camera because. Softball game.

Yeah, completely. So that's. That's the angle. Sorry.

You know, but Craig, you have kids and you have a big house, right?

How.

How much food do you have at home? Do you also have like, you know.

A lot of the food that. Yeah, a lot of food goes to waste. That's like leftovers or, or like you said, poor planning or somebody buys something, never shares it, tells anyone. Yeah, we. We, the five of us, we go through a lot of food. Yeah, for sure. And I'm.

I'm good. I'm. Well, I'm bringing that up, Chuck. It's a really good point. I went to Publix two days ago and okay, there were like, blueberries, you know, buying all the king's food. Like, I'm. I'm so high on. On protein right now, but also, you know, non processed food. I'm buying, you know, all fruits and so forth. But hey, buy three blueberries for $10, right? So I bought three. Then after two days, they got already stale and they got bad. So I, I literally went back to Publix. I'm that type of guy. I'm like, what the f. You know, you sell me that, I want my money back. Because Publix shopping is a pleasure. You know, that's in Florida. They don't ask, you know, they. They immediately refund you your money. But that's the. The overall problem is, I think like Greg, you always mentioned that you also said it's really the. The poor planning, but buying the big shopping carts make you buy way too much stuff. You know, we're two people in the dog at home, so. And I cook for the dog as well.

Yeah.

I've been reading that. That book or listening to the book that Jeremy recommended. Killing sacred cows. Yeah, These things, right. And. And that the bulk buying myth, right?

We.

I get. I get caught up in the. Oh, the per unit price. I'm gonna save a bunch of money if I buy a bunch of this.

And it's. It's a what, brother?

It's a deal. Especially with food, man. How much of it goes bad and I end up eating less than I. I would have if I spent less.

And I'm gonna remind you of something.

Yes.

When we use this ideology and this is. This is going to be a fast way to actually curtail some of that. Is it coming from the earth. I'm not buying 16, you know, 18, you know, cartons of 18 eggs because I need my protein. I'm not buying a side of beef that's going to be hanging in my fridge. I'm going to be out there trimming off a T bone. My point in being is, is that when you are eating to fuel your body and it's coming from the earth, if it's blueberries, organic blueberries, pesticide free, herbicide free. If you're eating grass fed beef, chicken, fish, which is not grass fed, but it's, it's good point.

You should start a company. Grass fed fish. Grass fed fish. I, I 99 of the, of the population will then won't get it. I get it.

How the hell is the salmon green? It's like, it's good. I promise you. And then I'll share a funny story from last night. But here's what's interesting. You will go to the store more often. You will lose weight, you will be healthier because you're not buying things in bulk that have preservatives.

Yeah.

Hear me clear on this. When you were kids growing up, my mom was at the market every couple of days. My wife still does it. If you go in our fridge, we have things. But Julie will go and buy. And we don't keep steaks for a week. We use in a day or two. The chickens use within a day or two, the proteins and the vegetables that we combine together. But you know what most people don't do now? They don't put together a shopping list and a menu of what they're actually going to eat, true or not true protein. And go, what can I have with this? And I'm like going, what the frick? Like, are you not like thinking about this? So I'm like, ooh, steaks with roasted Brussels sprouts. Awesome.

Chicken and rice.

So chicken and rice is great too. Again.

So.

But what are you doing to fuel you? And yeah, I like that, Kurt. So here's how you create a habit. Are you all ready for this? It's real simple. It's not difficult at all. Oh, I love that, that Patriot Supply company. Thank you for that, brother. Oh, and I want to bring up something, Kurt, because you said this to the, in the, in the chat here and you said that I feel poor if I don't have enough food because being raised in a food scarcity environment. So going back to what Paul was saying earlier, we actually postulate these ideologies, these mindsets and this way of thinking because we end up going into this space of scarcity. And when you're living in that space, the net result is you don't feel worthy or you feel like a failure. And it's like, wait, because you don't have copious amounts of food, is that really, like, is that. Is that really the measurement? So if you don't have enough blueberries in the fridge, you're a up. Or you don't have enough steak. Because here's what I'm going to tell you right now. If I were to go into my pantry, I could probably throw away 55, 60% of what's in there. People like, wait, what? I go, what's in there? Spaghetti sauce, pastas. There are some chips in there. Not the best food. Why am I going there? Because I bought a bunch of unnecessary shit because I thought it would make people feel better or because in the past, when I was a kid and my mom Nicole knows this, his nana, she's like a real stickler on. On, like, nutrition. But every now and then for a treat, she would buy this poison called Twinkies every now and then. How many of you, like, know what. What I'm talking about, what a Twinkie is? Darren's like, good, okay. I was like, no, it's not Vegemite. And that's. It's not Tim Tams. It's. It's a sponge cake with cream filling in it. And it's probably the worst thing on the planet. There's three things that will outlast the nuclear holocaust, and that's one of them. Another one is cockroaches. So it's like, holy.

That is funny. I need to. But, hey, only Tony Robbins people know Tim Tams and Darren. Yeah, well, who knows what Tim Tams are? Just a roll call real quick. Yeah, I know, because these are like chocolate. Chocolate biscuits from. From Australia, right?

Yeah.

Or from England. I don't remember.

They're from Australia.

And.

And those that have had them think they're a national treasure. I've never had them. I've. I've only heard about them. But is some of what we're talking about making sense? Because really, what I'm, I'm putting together for you right now is a puzzle that shows you where your psychology goes. Because I'm watching all of your body language when we're talking about different topics, especially when we get into the scarcity model of things. Because the truth of the matter is, is that your financial freedom is highly dependent on the amount of uncertainty that you can comfortably live with in your financial world. Let me be clear. How many of you know of someone that's ever worked for a large energy company or a large corporate concern and made a ton of money in their 401k or their retirement account. Okay, me too. But here's what's interesting. There's a very minority raise of hands on that one. Why do you think that is? Why do you think that is? Because there's not a ton of great retirement accounts anymore. If you think you're going to retire off your 401k, you're bananas. That's why Jeremy's so adamant about looking at the stock market. But Chuck, can I, can I move that into a self directed IRA and then put that into stocks? You could as long as your brokerage account with Charles Schwab or Ameritrade or whomever allows you to do that. But your 401k is controlled by two facets. A fund manager and the company that you work for. If I were to take the blended rate of return of the top 15 401ks, you know what you would see? If I held one chart over another chart over another chart over another chart. They all freaking channel the same to the day like it is batshit crazy. But no, it's not. Because they all use the same indices and investment strategies. The only time you get outside of that is if you actually put your money with a fiduciary or you invest it yourself. How many of you know what a fiduciary is?

Yeah.

Yep.

Well, yes. You know, right?

Yeah.

Yeah.

Okay, the rest of you. A fiduciary is a financial investor that has a moral and legal obligation to. You hear me clearly on this. They're not a broker. They are a financial advisor that works specifically for you. And do you know how they get paid?

Yep.

Go ahead, Kurt.

Monthly.

I. I don't have the answer. I don't know how they get paid. But I was going to ask a question based on fiduciaries because one thing I learned about fiduciaries is fiduciaries can also be registered as. What was the. What's the other term? Brokers.

Yeah.

And.

And they don't have to disclose that they are duly registered as a broker. So how do you pick a. How do you learn and how do you find out? And how do you pick. Have pick one. That's because if you question fiduciary, they might not actually just be one. And then they don't operate under the fiduciary. They're marketing themselves as one and then using their brokerage to make more money. So fiduciaries actually have to show you, if you ask for their fiduciary license and their registration, that's number one. They're bound by law.

Legally.

Legally, like they can get sued, their license can't get revoked. They're screwed. Second of all, there's registries for fiduciaries that actually have information about people's experiences. So they have testimonials and they actually have information about their production. So one of the biggest trends. So Tony Robbins actually had a company that was called Creative Planning, and Creative Planning was put together by Anil Gupta. And Aneel out of San Diego was actually in business with one of Tony's sons. And Aneel helped build Creative Planning along with Jeff. It'll come to me in a second. Hang on. Senility setting in, but I'll get the name for you. So, long story short, this fiduciary capacity is that they made promises in public and in their registry that they are, they're not brokers. So you might have seen some commercials on TV by Fisher Investments right now. And Fisher Investments are only hiring certified financial planners that are licensed fiduciaries. And they are not brokers. They are not brokers at all. And why is this important? Because brokers get paid by selling you a book of goods and services. So I, I had this happen to me years ago on a. A universal annuity, a UAL Universal Annuity Life Policy. And I thought, oh, it's with American Express and it's going to continue to go up in its value and it's going to self fund itself. Well, after 10 years, I'm like going, this shit's not working. Like I'm not getting the returns. And so I kept having to put money in and it wasn't taking off in paying for itself and the policy was, you know, half a million dollars. Now why am I sharing this with you? I'm going to make a statement and this is going to be controversial and I'm going to stick by this statement. Keep your insurance. Your insurance and keep your investments. Your investments don't commingle the two. Remy, that sound like it made sense to you? Do you have some experience with that, brother? No, not really. Okay, well, no, because I'm asking because I, I went through a situation where I was like, what? It sounded great. Oh, you invest your money in American Express? How many of you know who American Express is? Yeah, how many of you have a card? Yeah, I do too. I've got a platinum card. I love it. For travel, gets bonuses, Centurion Lounge, all this Kind of stuff. Here's the deal, though. They weren't a great investment company for me. They're a great credit card company, but not a great investment company. And you know what? They really sucked at insurance. I'm like, going, I don't have my cars insured with American Express. I don't have my house insured with American Express. They sure know how to take my money, though, when I buy something on their card. So I'm sharing this with you, because when a company or people tell you who they are, believe them. But for what their core competency is, if they say, American Express, your credit card company, believe them. All the other stuff, the goodies that you think that come along with it, you got to back off a little bit. So, Kurt, to your point, if I'm going to go ahead and qualify fiduciary, I. I'm going to go to three resources. One, I'm going to go to the registry of fiduciaries for my city, for my state. That's number one, because laws around financial investment, there's federal laws, and then there's state laws as well. Number two, I'm going to ask for referrals from people who already have made the mistakes, like Chuck Hogan has as to who the best fiduciaries are to go ahead, and that's where you want to place your money with. And number three, I'm going to do my homework, because what's beautiful about the World Wide Web and chat GPT, it can do a full, detailed search, and I can say lawsuits, disagreements, Better Business Bureau. I can look at claims against the companies. I can look up the individual. Because even though they work for a company, I'm working with a person. And so now are you a client of someone, or are you a client of a team of people? Because I like having a person that I have a relationship with. What was the first one again? That there's a registry for fiduciaries. There are organizations and watchdog groups that actually watch these guys. There's some, you know, maniacal people, and they're like, going, let's wait till he screws up. And then they also know when they do a really good job. How y' all feeling right now? Great. Is this helpful?

A little ramped up. Because Index Universal Life has been a big topic in my family.

Yeah, kind of.

So there's some that are completely like, I don't know if this is at all. So I'm not going to touch it.

Y.

Some that are like, all the aunts and uncles needed transfer your 401ks totally into this. And I'm here going, and, and it's. And for exactly the reasons the salesperson would tell them. It's, you know, you can get both out of this. You get investment and insurance. And I'm, you know, I'm friends with Philip, so he's good. He's giving me the other side of that.

Yeah.

So, and, and I would. So how well do you know Philip?

Very.

How intelligent is Philip? Very. Yeah, listen to Philip.

Yeah.

Love your family, choose your friends.

Yeah.

Right. And, and so, Stephen, I'm with you. I've had people who, I mean, I've had. Oh my God, if I could only go into like all the stories that I have because I've been on this planet for a minute. I have a buddy, former Robin's trainer, he's like, man, he goes, I'm going to go ahead and leverage properties. I'm going to go ahead and buy as many as I can. I'm going to go ahead and put the minimum amount down because right now everything's just bubbling up. And this was pre 2008, by the way. This was pre 2008. So he's like, dude, you, you own a mortgage brokerage company. Can you help me out? And I said, well, I can only help you out in the state of Colorado. He goes, yeah, that property is getting too expensive. I'm going to be in Las Vegas, I'm going to be in Florida, I'm going to be in Arizona, me in Sacramento. I'm like, cool. He bought 22 properties in 24 months. I sold my interest in my mortgage brokerage company in 2007, before the crash. He went upside down on every single one of his properties, all of them. But if you watch the trends and what was happening now at this time, Let me explain something to you all. Did you know in the city of Las Vegas, Nevada, they were taking bus loads of people out to Henderson, Nevada, just outside of Las Vegas, and they take them to a community with two model homes and open lots and they were running lotteries to see who was going to be able to get the rights to buy the property. Because these people all had like pre approved notes. They were sitting there with mortgages ready to go and they're like going. It was literally, it was like being at an auction. Hey, gotta get 250.

250.

Hey, 275. I mean, people like raising paddles for this. And they're driving in buses and dropping them off and they're looking at dirt in the middle of the effing desert. And some of these prices on these homes went for well over 100k over asking price because they got into a bidding war. How many here are competitive? How many of you hate to lose? They got a bunch of people who are competitive and do hate to lose. And you know what? These developers got rich. They sold out on speculation and got out. Some of these homes never got built. Wait, what? You heard me. Some of these homes never got built. How many of you like going to Las Vegas? Okay, how many of you been to the Aria? Like, there's the three hotels that are right together. Are you all familiar with these? So here's what's interesting. They built these hotels, right? And they ran out of money.

And.

They'Re like, well, what the hell are we gonna do? What are we gonna do? So a prince from Saudi Arabia goes, I think I can help. And he goes, I'll go ahead and put up the final $500 million.

But.

I want 90 ownership in all the hotels. And they're like, what? No, this is 2008. Who's lending money? Markets crashed, everything's in peril. Residential real estate market's gone up in smoke. So he walks in and bails out the entire thing. So the Saudi royal family now owns three casinos in Las Vegas, Nevada. For a song. A song. So why am I sharing this with you? Stephen had a great point. Looking for the markets to go down. Why? They're at an all time high, irrespective of your political affiliation. Under Biden, the market's trading at the highest level it ever had. And they go, yeah, but that's not responsible for him. No, but if it were to go down, they'd be blaming him. So the point in being. And I'm not a Biden fan, trust me, I'm not. I'm not a Trump fan either. I'm for, like, good human beings that are going to actually lead the country and get us to a better place. Because I don't know about you, all this shit's really expensive right now and it shouldn't be this expensive. Oh, hang on one second. Kurt had a question. What do you do when. Sorry.

What do you do? You can.

It's just for later. Okay, no problem. I'll get back to you on this one too. So I will get you the name of the fiduciary, you know, listing company, so that way you all can actually have access to it. Because it's good to do some homework. I'm not telling you where to invest. I'm literally asking you to question your psychology around why you're investing, why you're not investing. Where are you putting your money and why are you putting your money into these things? Steven's wife is a real estate agent, and so he has an inside track when it comes to placing money into that secure bucket of real estate. Jeremy talked about it as well. He loves real estate. But are you someone that wants to be a landlord? Are you someone that fits your lifestyle? Are you someone that wants to flip properties? Are you a do it yourselfer that likes to go ahead and build fences and, you know, switch out roofs and, and do landscaping and so on and so forth? You can call my brother Darren. I'm sure he has some great information about how to do plumbing in a place. My point in being is, is that you all have gifts and talents. And I don't need to know everything about IBM to know that they're a good company to invest in. I don't need to know everything about Apple to know that next year when they come out with the 16, there's going to be a shit ton of people in line to get an iPhone 16. Is that a safe bet that? Because every single year they've had increases in the technology. Same with Android, so on and so forth. So these are, these are what I will call Givens. Now. What I don't know is if Elon Musk is going to come out with his own phone because he's been talking about it. And they go, you'd have to be nuts to do that. Guess what? Elon is nuts. You have to be nuts to come out with a electric car company and go after Ford and Chevy and, you know, Toyota and everybody else. Especially when Toyota already had the Prius and Nissan had the Leaf and so on and so forth. You got to be batshit crazy to go after NASA. What do you think I'm gonna do? I think I'm gonna launch rockets. You're gonna do what? Yeah, and my shit's gonna land itself. Wait, what? And I'm gonna start this thing, so called starlink. You know, I'm just gonna go after Spectrum and Hues and, and all the other, you know, the WI FI companies. And, and wait, you're doing what? So don't think for a second that he doesn't know some people that can actually make a phone. Fair enough.

Jobs was nuts when he came out with iPhone.

Absolutely. Because who were the big names back then, Stephen? You remember Mitsuburi, Nokia, Sony.

Yeah.

Crackberry. Oh, I Had a Crackberry. I sure did. Some of you are too young to even know what that is. Cole's like, Nokia Motorolas, they're all gone. Oh, yeah.

Oh, yeah.

Dude, my first phone was a briefcase. I look like the biggest jackass in Southern California. I had my attache and then I had my phone. I'm gonna do walking around with two briefcases, basically.

And you were so cool, dude.

Pictures.

I was broke because that damn thing was expensive per minute. And I probably glow in the dark now because the EMS that that damn thing was putting off too, because it was like five watts. That's nothing that, I mean, compared to your phone now. Oh, my God. Like this thing, if it went near like a radiation detector, I'm sure it was like, like off the scale. And it had a cord. So you open the briefcase, you pull up, dude, like, yes, there was dirt than me then where we're at now. So why am I going there? I thought, Stephen, you're. I was a cool dude. I'm in la, I'm important. I'm like, oh, no, I'm broke. This thing set me back 1100 bucks. And it was like 9, 8, 900 bucks a month back then. Why? Because it was like some insane 32 cents a minute or something back then. What are some of the things you guys are excited about looking at as far as investment in the future? And when I say the future, I'm talking in the next five minutes. What are some. I know you're like going, you. Why would you do that to me? Because it's about thinking about now. Right now.

Yeah.

Kurt, I. I would really like to know what your. What your steps are for when you're investing.

Yeah.

Because my understanding is you've become a very successful one and I have yet to become one. And I'd love to learn certain areas. Yes. In other areas, I'm still freaking learning. So here's what I would say. If you do work for a company and you have a 401k, vest it fully and you're like going, but Chuck, you just said. I know what I said. Here's the deal though. It's tax deferred money. Okay? It's tax Deferred to your 65 and you can get matching from an employer. So for Quan. And I actually work with a company where I have a 401k and I'm making sure that I'm investing money in it and it's getting matched to the maximum level. I also make sure that I do it as self directed, though, so I can actually put it into ETFs. Does that make sense? Because my broker swab allows me to do that. So now I'm not letting them, the market manager follow what everyone else does. I'm doing what I need to do. So that's number one. If you are self employed, I would go ahead and make sure that you start to look at it from this standpoint. You can look at a sep. It's called a single, it's a single employment pension fund. And what's beautiful about this is that you can actually put up to $65,000 a year away, tax deferred as your own business at scp. Okay. Now why is this important? You're paying yourself and then you can elect where that money is invested into as well. Is this making some sense? The other thing I would look at is the fastest and easiest way to make money is in the stock market. Now here's the thing. Everyone thinks the stock market's going to go up. Craig, can you tell everyone that they're going to make money every single day in the stock market? Oh, can't hear you brother.

Buy low, sell high. Have a plan. Stick to your plan. Don't risk more than you plan. To lose and never quit to win.

There you go. So this. So Craig and Jeremy are bastions of knowledge when it comes to doing covered calls. When it comes to doing auto execution of, of selling of stocks, it really depends again on your strategy. There are some people who are buy and hold. I know my mom and dad bought Apple like 20 years ago, maybe 25 years ago. They're holding that till they pass and it's accrued a shit ton of money. They also bought IBM, they bought properties, they brought different things. But my dad grew up in the military so he has a pension. He was with journal Dynamics for 20 years. He has an additional retirement fund. So it's a little different because how many of you right now have access to a pension that you'll be drawing on when you turn 65?

I do. I work for the railroad.

There you go. Awesome. So here's what's great about that. Maximize the earning potential of the money now in the safest investments with the least amount of risk. I'm going to say it again.

Well, right now I have no control over railroad retirement. They just automatically pull a certain amount of money and they got their own math. I don't even get Social Security.

I understand. And so one of the things to look at their brother is they should be able to give you a report as to what the. Again, I would ask because you're going to get quarterly statements from the investment company as to what that fund is worth at this point. If you're making less than 5% a year, you'd be safer putting your money in a savings account right now up to the maximum limit of about $250,000 because it's FDIC insured and they're paying 5% on savings accounts right now.

Oh, I agree. I've complained about that. But you have no control over that money. They take that money. I've complained about that for years. I mean, another thing I pointed out, like, if a guy is married, get more return because of a spouse. But if a single guy, which he pays the same amount as a married guy, he won't get as much. And I'm like, how's that fair?

That's because it's called. So are you. Are you unionized?

Yeah, unfortunately, I don't drink that. Union Kool Aid.

Yeah, I understand, but you're. But you're swimming in the sea of it.

Yep.

You don't have to drink it, but you're doing the best in it. And so part of this is, is that start to look at alternative investment opportunities for you.

Yeah, that's what I'm doing.

Good. Great. Because here's the deal. You're in a good position, but not a great position, because there's two things that are missing right now that I can see in the formulation. One is that you don't have what we'll call clarity. Two, you know what's coming out every month, but you don't know what the rate of return is.

That's right.

Or what is going out. Right.

Yep.

I look at the ROI on everything in my life. I. I do. Now I look at time is my number one roi, because I can't manifest more of it.

Yep.

God gave you 24 hours, and right now, the day is longer than the night.

Okay.

Summer's upon us. So why do I go there? I go make hay while you can. So for some of us here, you're gonna find that. And I'm not trying to tell you what to do. I'll just say, I'll remind you that you could actually start to get involved in a side gig if it was for you, brother. And you're, like, building out cars that you love, but you're selling them. There's a lot of money in collectible cars right now. There's a lot of people looking for parts. There's a lot of people looking for. And if you could become like the car whisperer, you're like going, oh yeah, man, you got that old Oldsmobile. Well, these parts will cross over to this. Being a resource to people now creates value. I used to do that back when.

My daughter was doing volleyball because it was costing me more money. And I would buy a car for junk, 2, $300 scrap metal price, and I throw a new head on it or something like that that somebody doesn't have the ability to turn around, sell it for 1500 bucks.

Dude, you know, I'm going to tell you right now, that's a first. That's a great car for a first time car buyer.

Yeah. And that's what I would do. I would always make sure I could at least double my money.

Beautiful. Why'd you stop?

My, my daughter stopped playing volleyball.

But you didn't stop playing. Yeah, we need to talk.

I saw you reach out yesterday.

We need to talk about cars.

I'm looking forward to it.

Okay, There you go. See, this is what I'm talking about. Don't hold your truth. Things that you're passionate about put out to this group because there is skill in this environment. Yes, Kurt, there's skill. There's information, there's knowledge, there's opportunity. But here's what I can tell every single one of you. And please just own this part of the psychology. If you are too afraid to take the first step or even ask a question, the answer is always going to be no.

Always.

That's not a. Sometimes, it's always going to be freaking no. Because if you're relying on Hopium and it's a terrible freaking drug, I'm not bullshitting you, it is more addictive than sugar. It is more debilitating than crack. Or, I mean, it's, it's insane. And people go, wait, what opium? You hope that things are going to get better. You hope you're gonna make more money. You hope you're gonna get in better shape. You hope you're gonna have more faith, you hope you're gonna have more life, more time. It's all be an active participant in your own salvation.

Yeah, hope it's not a strategy. So we see in sales it's not.

So here's what's required. We need to look for something different. Difference is what's going to get you there, not just better. If you're looking for a better investment strategy, what does that really mean? It's something different than what you're doing now. How many of you have made a lot of money like you're like rolling in it. You're like, man, I, I'm just, I. I just break out bricks of hundred dollar bills and I roll around naked in bed on top of this money. Yeah, going, okay, that was just nasty. I can't unsee that. Sorry. I don't think any of us are at that point right now. Now, it doesn't mean that you're not wealthy, it doesn't mean that you don't have a lot of gifts, and it doesn't mean that you don't have a lot of things and stuff in your life. But if I go in my attic right now, like, legit, walk up the three stories into my attic, I'm gonna see a bunch of. I haven't touched in a decade. Why haven't I gifted it away or gotten rid of it? Because the guy that dies with the most wins. And I'm like, no, because that's what that is, doesn't have any purpose for anything other than taking up space in my attic. I go, is there a memory tied to this? Maybe own the memory, then give it away. Take a picture of it. Is that any less more powerful a memory and then giving it away? When you start to clean the clutter in your space, you will also start to find that it makes it far easier to clear the clutter in your mind.

Something Svetlana shared with me about this was that, you know, she's in the space of manifesting. And if I'm holding on to stuff that is broken, let's say broken coffee maker, right? If I'm holding on to that one, it's taking up space for the new coffee maker to come in. And, and the idea of where I'm living is I'm going to be so poor someday that I'm going to need to fix this broken coffee maker to be able to use it. So if I don't get rid of that, then, if I don't pay that forward, then it stays there and occupies that space. So to make space for it, let it go. And that makes room for the new stuff to come in.

Amen to that.

You can't fill a cup that's already full. There's no room. There's no room. You can't. It's impossible because everything that I pour on top just goes off. And you know what the interesting part about that is? I want you to think about that analogy for a moment. If I have all this old stuff that's accumulated, right, let's call it old money not being used sitting in your Mattress. You know, you don't believe in banks. You're just going to stuff it in your mattress and then any new money that comes in that doesn't get invested just falls off to the side and you're like, oh, but I've got more of it. And I go, no, you got a really lumpy mattress that's actually decreasing in its level of value due to inflation and the dollar cost averaging of money not being worth what it was before. I think the last analytics on what a dollar is really worth in today's money is with 72 cents, that's what a dollar is worth based on inflation. Can you all agree gas is still high? Yeah, bread is high. Not that I eat a lot of bread. We. Keto bread.

It's not good for you anyway.

Yeah, milk, eggs, everything's more expensive. And you know what they don't put into the calculation for all financial models for where the world is right now? Food, energy. None of that's calculated. And I go, I don't know about you, but my electricity bill is going up. Everything's going up. So we have an opportunity to share best practices. And I know when Jeremy's back, we're going to go deeper into more financial opportunities within the markets because we want to make sure that there's a clear understanding. So the next time I'm going to ask Jeremy and Craig too, brother, please, because I know you have so much knowledge in this area, don't vote Democrat. Yeah, there you go.

Ed.

If you think that this guy is the most honest person in the world running as a Republican, I'll just tell you. I was at a $19 million. He tried to stiff me on a wall covering project I did for the Taj Mahal. So I like people of character. That's why I'm hanging out with you all. I like people who have values and morals and principles. That's why I love you guys. I pray to God that the universe gives us some people. Trump. That's who I was in a lawsuit with. The man, the myth, the orange orangutan himself. Yes. He tried to screw me for $19 million. Yeah. Oh, yeah. You're like, ouch. But here's the deal. Do I blame him? His name was on a lawsuit. So I'm gonna say the one thing that we can do as men is be accountable. That's not a man. That's a. That's a little boy. He's used to getting his way and he cries a lot. So if I were to look at the hierarchy and how he condones himself and how he conducts himself. That's what a boy does. He's a big ass baby boy. That's cool. I have a choice as an American to be able to look for people that are gonna do a better job. I'd rather write someone's name on the ballot that actually has the balls to step up and actually be a man and take control and do the right things for the right reasons, for the people, by the people, and not for petting their own pockets. So that's just my two cents. And I don't mean to get political. What I'm going to say is this. Please take some time over the weekend to ask yourself if when you set fear aside. Because remember, all fear is a false expectation appearing real. And for some of us in our financial lives that converted to frick everything and run because we were like going, I'm just not. I'm gonna stay out of the markets, I'm gonna stay out of investing. I'm just gonna sock away cash. And cash is king until it's not. Because if it's not being executed, it has no value. So what if you could actually make fear mean this? That you're gonna faith everything and rise, that you're gonna do your homework, you're gonna get outside of yourself and understand that there's a greater opportunity for you by understanding your psychology and not cutting off your own nuts. Grab your balls, own your manhood. Step up into the darkness. That can be a little scary sometimes. And say, I got this. And I'm not saying take your entire investment fund and throw it into GameStop. Because they're believing that based on the shorts that there's going to be the mother of all short sales that are going to be coming up. May or may not happen. Still, federal government could step in all kinds of stuff. As far as Robin Hood, who was mentioning Robin Hood? Oh, it was actually Paul Craig. Do you use Robin Hood? Okay, I'm gonna just share this one little tidbit with you. At the height of the GameStop debacle when the stock went up to about $580 a share, it's averaging around $12, 12 to $14 right now. I think it's hovering around 23. Robin Hood halted all trading so people who wanted to sell their stock couldn't, they couldn't even log into their accounts. So I love being with companies that actually have morals and values that actually will. Because the market, the stock market didn't call a restriction on the sale of that stock. Robin Hood did And anyone who's invested through Robinhood could not liquidate their stock. So why do I share this with you? If you're looking at GameStop, I'm gonna just share one thing and I'll shut up after this. They sold 700% of the stock offering on that stock. Wait, what? So let's put it in perspective. If they had 10 shares that they actually could sell in the open marketplace, They sold 700. And they're doing it by what they call doing naked shorts. And they leverage the market and these companies have what they call purchase crediting. Well, they started compounding this. So companies like Citadel, they just had a correction. And Craig wasn't the correction. About a week and a half ago, it went up to like 78 bucks, something like that, for about five hours.

Yeah, it's not, sometimes it's, it's.

Well, so here's, here's, here's the. What, what happened with that? Just so you all know, four companies went out of business because they lost a cumulative amount of money that was backed on shorting the stock to the tune of $5.8 billion in less than 24 hours. I'm also going to share this with you. If you own GameStop stock and it's not direct registered with GameStop, it may not have any value. So if this sounds like it's a little over your head, you can reach out to me, you know, separately, and I can tell you a little bit more about it. But the reason why, I'm saying, understand the companies you're buying and why is really important. Because buying on speculation and buying on someone else's pitfalls, you may think you're going to get rich. And you would be wrong in most instances. Here's the reason why they go. Because the Craig's point, buy low, sell high. So if I bought at 12 and I sold at 580, I'd be sitting on a ton of money. Fair enough. Only if you can execute the trade. Because there's an assumption I can always sell this stuff. That's one example where you couldn't. Any, any adverts on that, Craig. Any other insights, distinctions?

Gotta do your research, know what you're dealing with. Right. Robin Hood isn't all bad. That's just like one spot where it's weak, you know?

Right, exactly. So, but again, there's a whole trend right now because on social media these things are trending. So AMC theaters, there's Best, Best Buy, Bed Bath and Beyond, there's all these different companies and that these market makers have been shorting stocks for decades to the tunes of billions of dollars in revenue stream. They've been manipulating the marketplace and now they got caught.

Well, it's a good point. Right now we skipped the book Think and Grow Rich. It went right to outwitting the devil.

Yes.

And you don't even need to read the book Think and Grow Rich. Just literally the name. Like, you know, the topic that Chuck's pointing out right now is you can just sit there and think and it'll help you grow rich. You can think. Is this an opportunity I want to get involved with? This is an opportunity I need to stay away from to protect my money. You know, rich people are into protection and I know you've talked about that. And you know, you mentioned your story where you lost and you know, your bitterness for Trump makes more sense now with the Taj Mahal deal and he's known for that. Ish. And you might have been able to know that before you got into business with him. That would be the point.

Here it is. Part of this is I don't hold any animosity now. I'm just believing who he told me he is.

That's it. He's a son of a bitch. But, you know, Biden's weakened at Bernie's, so I mean like, pick your poison.

Absolutely. And they go. So here's the deal though. If I'm going to take my child and give them to someone to watch, I want to know that they have my child's best interest at heart. So I have three amazing young adults that have beautiful hearts and great futures. My wife and I are married to, you know, the love of my life. These, this is what's important to me. And when I see people who don't give a and they're just about themselves. And that's why I'm not a fan of either one of them. I'm not. I will say this. You have to have a big brass set of cajones to go out into the world and to decide that you're going to be someone that's going to be in public service because they will crawl up your sphincter with the Hubble telescope to see where you've been living, what you've been doing, what's on your social media, who you're talking to, what your Brian proclivity is. It's getting to the point now where information is becoming the sword and anything that you've done, anything could be misconstrued.

Well, you get canceled, it's just even more public. And it's more, it's so much more in depth. But being canceled has always been happening since forever.

It's, you know what, some people love being controversial. Some people adore always having some conflict around them. And I just learned this at this conference and this was so, so, so powerful, guys. And I'm going to leave this with you today and I hope this conversation has been helpful for you and powerful for you. If, if nothing else, opening up the question in your own mind is like, where does your psychology go when you start to look at finances? Because here's what I started to notice. Stress. And I've said this a million times, and here's the million in first, stress is what will kill you. Stress is what's actually responsible for all dis ease. And I've seen it mathematically now. I've seen it in charts. I've seen it in endocrinology. I've seen it in the actual brainwave format of alpha, beta, gamma and delta. It's, it's like, it is batshit crazy what it does to you. And when you're able to find.

The.

Peace within you, the identity within you, the change within you, you're going to heal. And it doesn't take a month, a year. We're seeing literally people after one or two meditation sessions. And this is something that we're going to go much deeper into with you all because it's a practice that I haven't been going into as deep as I used to. And now I'm realizing too now why sometimes I get tired when I never used to. Where focus goes, energy flows and ordinary things done consistently produce extraordinary results. You're all extraordinary men. It's time to step up. It's time to stake our claim and to see it how we need it to be. I'm going to say that again. See it, envision it, hear it, know it. How life needs to be. How do you need to feel most often? And it's not going to come from being who you were. It's going to come from being who you need to be in this moment and deciding and seeing it because your brain doesn't know what's real or perceived. So to Craig's point, think and grow rich. When you think about it, there's another aspect to this and that's do it. You won't know. You don't know that you can bear crawl 100 yards. You don't know that you can do a thousand push ups. You don't know that you can carry someone up three flights of stairs. You don't know until you do it. Until you be it and when you're being it. You'll find a way. There's resources. It doesn't mean all at once, right now, instantaneously, it means get off your ass and take some action. Because if you don't, you're living in comfort. And I can tell you one thing. There's no growth in comfort ever.

No. Just reality television.

That's it, baby. I call it. Or a flatline. And what does flatline mean, Stephen? Clinically.

You did.

You did.

I've seen a lot of people that are alive that might as well be flatlined and dead.

I mean, dude, I have seen geriatric 30 year olds.

That's a shame. You think that's an oxymoron, but I've seen them too. I know what you're talking about.

And I just met a dude who's like 90 years old and I was like, damn, I want what he's taken. I met a 70 year old that was. He's a doctor and he was in an arm wrestling contest and he beat this dude who was like 32. He's 70. He smoked this dude smoked him.

Do you all know what fibromyalgia is?

Oh, yeah.

I think that's the fakest ass. What is it, Steven? It's literally when you don't have a diagnosis and people complain.

Basically. It's kind of going back to what I talked about earlier on. It's basically people are sad and their bodies start. It starts taking it out of the body.

Hyper. Hyper inflammation due to the fact that they have cellular decay in their body because they are stressed to the max.

Yeah.

Of adrenal fatigue. Correct me if I'm wrong. See, I'm not a physician. I don't play one on television, so. But the deal is, is that the level of inflammation can become that toxic in your body. And I'm going to tell you this right now. I saw physical proof. I saw physical proof, Miss. Als, psoriasis, eczema from meditation. I've seen people who haven't walked for 22 years walk for the first time in 22 years after one session of meditation. No, the recovery in the body. They did a study. Stephen, you'll appreciate this. And there's a whole movie coming out about this. I will send. I'm gonna post the link to you, all right. After this call. And it's. It's Joe Dispenza. And they've been doing all this research at University of California, San Diego. Here's what's remarkable. They have seen how many of you know what telomeres are. I know Stephen knows, but. Okay, so here's what's amazing. Your telomeres are basically your. Your DNA helix and it's the length of the. If you want to call it your DNA structures. Is that a fair, layman's term way of putting it, Steven?

Yeah.

Okay. And as you age, they get shorter. They found that because. Oh, okay, Paul, no worries. Actually, we're wrapping up here, brother. So here's the deal. They. What they found was, is that after a week of meditation, the telomeres were expanding. What the frick? Yeah, like what the frick. So I'm sharing this with you because that's your life cycle. Think of it like the sands of the hourglass pouring out the sand's going backwards. More neuroplasticity, more elasticity. And they've proven this by putting probes on the brain and watching waveform and alpha and beta and gamma in delta. And they're like going, oh, my God. God, the sinus rhythm. And what's cooler is when you've done meditation long enough, you don't even have to be meditating and your body will go in the sinus rhythm. The recovery is remarkable. They've had people with stage 4 cancer in their lungs, in their organs, and they're in remission. So this is powerful. If I seem a little enthused because I'm like going, you know what? The number one way to make money is be healthy. Your health is your wealth. So I apologize, dudes. I know we went over and I'm like, this is. I'm so passionate about this kind of stuff. Any questions that I can answer for you? Because I've seen some things in the chat and I. And I promise I'll get back to you all. I will get the fiduciary information. Is there anything else?

Yes.

Finish the start video. Any questions, anything left? Outstanding. Oh, and have you checked out Jeremy's intro courses yet?

So.

Yes. I mean, Jeremy has his. His investment programs. I would highly cons. I would highly suggest that to you all. I'm working on some things with him and we're actually talking about doing something. Can I get you guys opinion for a moment on something? So these sessions are great. And after seven weeks, where I go, okay, then what do you do? Because there always seems like there's this drop in accountability. Not because we want to, because it's challenging as we go. We hope people would stay, you know, connected and continue and, and support one another. If we actually created a community for follow up where once a week, just like this, we check in with one another, we set goals and outcomes, and we're actually talking about calling it the Round Table. And it's for princes and kings who are aspiring to get to that next level. But it helps support us in between when we're doing these types of sessions because the content's not going to stay the same from session to session. We're actually growing this and expanding this. I'm so grateful to Jeremy and for the trust, and I hope, again, I'm not Jeremy. He is a force to be reckoned with and he is a beautiful love and light, and I love the guy to pieces. I'm here to help support you all, and I've had the pleasure and opportunity to have offline conversations with most of you. Please, if you'd like to connect again, I'm here to help support you in growing through what you're going through. And if I can be of help, please let me know. No pressure. Not a task, just an offer. So I love you guys. Please have an amazing day on purpose. Enjoy your weekend, and I'm looking forward to Monday. And hopefully there's gonna be a new Newsom in town and we're gonna be able to celebrate them as well. And if anything comes up in between, please just ping me. Just ping me. So. All right, fellas, enjoy your day.

All right, brothers, love you.

God bless, guys.