Exactly What Goes in Your One Page Executive Summary

The executive summary is one page, 6 elements, nothing more. Property address, facility type, open air, covered, or mixed, space count, and class designation. The lender needs to be able to picture it immediately. The ask, that's your loan amount, proposed LTV, down payment, and the rate and term that you underwrote. Be specific. A lender who reads a vague ask doesn't know what they're being asked to do. Show your use of proceeds with acquisition price, closing costs, CapEx reserves. You want the full capital stack. Leave nothing to be guessed. The lender needs to know every dollar. Key metrics: in-place NOI, stabilized NOI, your DSCR at your base case, and cap rate on purchase price. These are the 4 numbers a lender looks at first. Market context is one sentence. This county has 8,400 registered boats and RVs and 850 storage spaces, a 10-to-1 demand-to-supply ratio in an HOA-dense suburban market. That's it. The detail is in Section 2. Borrower summary, one sentence, who you are and why you're qualified. The details in Section 6.