Joe DownsCEO & Co-Founder, Belrose Storage Group. Founder, Storage Moguls.

How to Turn $100k Into a $1M Business Deal

19 May 2026 · 1 min

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0:32

With $100k in capital, target $1 million deals instead of $3 million ones. SBA loans require 10% down, so your cash needs to match the deal size. You'll also need extra funds for closing costs and a solid business plan to get approved.

If I have, let's just say, $100,000 and I'm looking at a $3 million deal, the math's probably not going to math. Where if I have that $100,000, like I'm going to be looking at that deal, that's probably about $1 million and under to kind of make sure I'm able to get within that approval process within the SBA with the 10% down and being able to get funded with a proper business plan and all my closing costs and everything else like that.

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