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In this brief segment, the presenter cites a statistic that about 1% of tenants are delinquent on rent payments. He then compares this figure to the risk thresholds used by insurance companies, noting that insurers typically operate with a 3–4% delinquency tolerance for their business models. Because insurers only engage in business when delinquency rates are within this range, their actual default rates are implied to be well below the 1% tenant delinquency figure. The contrast underscores the low risk profile of rental insurance and supports the argument for its importance.
