NRI considering moving back to India | 7 REASONS

31 Jan 2023 · 32 min
31:52

In this 31‑minute vlog, Kaberi Dutta Chatterjee, an Indian NRI who has lived in Canada for 15 years, reflects on whether to retire in Canada or return to India. She walks through seven comparative factors that shape her decision. First, she describes the harsh, sun‑deprived Canadian winters and their toll on mental health, noting the darkness, lack of wildlife, and seasonal depression. Second, she highlights the loneliness and absence of street life in winter, contrasting it with the noisy, animal‑filled mornings of India. Third, she discusses cost of living, noting that while Canada offers high salaries, everyday expenses and the need to pay for domestic help make it expensive, whereas India offers cheaper housing, affordable help, and the possibility of leveraging her own paid‑off property. Fourth, she examines financial security: Canada’s Old Age Security (OAS) pension and universal free healthcare versus India’s private health‑insurance model and the challenges of waiting times. Fifth, she compares social attitudes, pointing out perceived racism and cultural insensitivity among some Canadians, and judgmental, immature behavior in India, while also praising Canada’s multicultural respect and secularism. Sixth, she addresses safety, noting lower crime rates and stronger rule‑of‑law in Canada versus higher sexual exploitation of women and broader safety concerns in India. Seventh, she celebrates festivals, community harmony, and the vibrant multicultural life in both countries, while acknowledging India’s recent social tensions. Throughout, she mentions her upcoming sixth book, the "Retire in India" project, and her plan to split time between the two nations, ultimately leaving the decision open but leaning toward a flexible, dual‑country retirement.

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