Kareen MillsFounder & CEO, Friendsgiving Live® · Most Influential Filipina ’23 🏆 Founder of the World’s Largest Friendsgiving Festival for Women | Angel | Keynote | Sugar Mommy™ Media | Psalm 25:1 ✞

Banks, do better! 🙄🙄🙄

26 Oct 2025 · 1 min

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0:46

A fintech company is advertising a $300 overdraft protection service as a solution to overspending. The speaker argues this is irresponsible marketing that enables bad financial habits instead of solving the real problem.

Chapters

So if I overspend, I'm covered. I was playing Pandora and the ad that came on Pandora is one of those fintech companies and they were promoting $300 of overdraft protection. Basically the ad has this woman saying, so if I overspend, I'm covered. I cannot. I can't. Institutions need to do better. That's all I'm saying. It's like advocating for that is so bad. I just don't understand. Where's the solution?