Kareen MillsFounder & CEO, Friendsgiving Live® · Most Influential Filipina ’23 🏆 Founder of the World’s Largest Friendsgiving Festival for Women | Angel | Keynote | Sugar Mommy™ Media | Psalm 25:1 ✞

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11 Jan 2024 · 1 min

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Late payments and derogatory marks are nearly impossible to remove and wreck your credit. Use your phone to organize every financial obligation as a non-negotiable habit.

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If you must operate in the very bare minimum, but never be late because it's a lot harder to fix something that's already marked on your credit and your payment history has a late or has a derogatory. As you can see, one of the biggest things that we do around money and credit is organization. Use your smartphones for smart things and use it to organize your financial life, period, point blank, end of story.