Mold damage usually isn't covered by standard homeowner insurance. Kareen Mills explains why insurance companies exclude it and why you need to read your policy carefully and take steps to prevent mold before it becomes a costly problem.
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Did you know that mold is not covered by your insurance, specifically your homeowner's insurance? Get educated because this is going to avoid you feeling the grief and the stress and all that things when it's too late. And there are certain things you can do to avoid having a headache just like mold in your home. There's some people that has been with their insurance company for over 40 years, just like this one. No accidents, Only one claim, etc., etc. But coverage is not based on those things, unfortunately. Here's the harsh reality about insurance: it's contractual. Okay? Learn your contract, and you will save yourself a ton of grief. They don't go by what's right or wrong; they go by what's covered or not. It's very black and white. Here's what you can do to avoid this issue because in this case, mold could have already started upon.