💡Say YES to a credit limit increase offer. 📈

Money hack I bet you didn't know, part 15. Credit limit increase offer, just say yes. Here's why we say yes. The 2nd most influential factor that comes in to cook up your credit score is the percentage of amounts owed to the credit limit. The higher the limit, the lower the percentage. That's what you need. Here's what else you need that's not on this pie chart: discipline. Make sure the increase does not pull a hard inquiry on your And you'll— if you can't find it, make sure you pick up the phone and call. This is one of our credit cards that we use to earn points for free Uber rides. Technically, once a year during your anniversary, they will send you this offer in your email inbox. Of course, remember that discipline— only if you've been doing well with it. Make sure you check the option that says a lot more than I do now, whether you use it a lot more or not. And remember, the higher the limit,