Kareen MillsFounder & CEO, Friendsgiving Live® · Most Influential Filipina ’23 🏆 Founder of the World’s Largest Friendsgiving Festival for Women | Angel | Keynote | Sugar Mommy™ Media | Psalm 25:1 ✞

Stop budgeting! It doesn’t work and it hasn’t for so many people! #midlife

19 Jan 2026 · 0 min

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Kareen Mills argues strict budgets fail most people and breed guilt instead of change. She proposes flexible alternatives like values-based spending and habit-stacking to replace rigid rules, especially for midlife financial pressures like aging parents and career shifts.

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