Why did my credit score dropped by 22 points? Credit Karma bring no good karma! 🤑🎉🥹 #women

Let's answer some internet questions. Why did my credit score drop 22 points when the only change was my decreasing card balance? And it goes on to say that he's using Credit Karma. And number one, nobody cares about Credit Karma. It uses the system called Vantage 3.0. It's not even the same. It brings you no good karma. You need FICO 8 credit score because that's what everybody— that's like the cheat sheet everybody looks at. Credit Karma brings you no good karma. It's just a huge marketing scheme, right, to sell you credit cards. It's actually pretty genius. Number 2, this could be a good sign that somebody might have closed your credit card that's been aged for a while. Make sure you not only check your score but you also check what's in your report, because you could have credit cards that's been way old and you never used it. The banks will actually shut it down because if there's no