0:33

In this brief commentary, the speaker argues that Banking-as-a-Service (BaaS) will replace traditional mobile and digital banking by embedding core banking functions directly into consumer applications such as Uber and DoorDash. They assert that they will never return to standalone banking apps, emphasizing a future where banking services are seamlessly integrated into the platforms users already trust and use, powered by advanced technology providers that are already excelling in this space.

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