Do You Need the NNA Certification? Which Loan Signing Agent Certifications Should You Get?

I'm often asked, do I really need multiple loan signing agent certifications? There are so many out there. Which ones do I really need? And the answer is you really only need two of them. While there is yet to be one authoritative loan signing certification, the whole entire industry recognizes there are two certifications that command respect and will give you the knowledge and skills to become a top notary public loan signing agent. The two certifications you'll need as a notary public loan signing agent are the National Notary association, also known as the NNA certification, and the Loan Signing System Loan Signing Agent Certification the first reason you should have both is because various notary public loan signing agent databases and mortgage professionals register recognize these two certifications specifically, but most importantly, there are two separate and distinct certifications that complement each other to give you the knowledge and skills to become a top loan signing agent. To understand why they are distinctly different and why it's important for you to have both is you need to understand what both certifications are trying to teach you. Let's start off with the NNA or the National Notary Association. To understand what their certification is, let's talk about their company mission and history. The National Notary association was established in 1957 to provide notaries with education, guidance, resources and advocacy. They collaborated with Yale Law School to create the Uniform notary Act in 1973 that nearly every single state has adopted. The National Notary association has five primary goals. One to help agents comply with state laws and best practices 2 to help agents avoid liability and liability exposure 3 to limit the risk to signers, employers and others who rely on the notary's official acts 4 to help notaries aspire to be professional and to be excellent and five to help agents embrace new opportunities. In a nutshell, the National Notary association is focused on the legal and compliance aspects of becoming a notary public and as a result is the premier education center on how to pass your state's notary commission test and learn the laws behind becoming a loan signing agent. And this is how the NNA approaches their signing agent training. Their certification ensures that you know all the signing agent laws, the Do's and Do nots. There was so much fraud during the real estate boom that mortgage professionals have now been more concerned than ever about hiring fraudulent notaries or loan signing agents. And that is why more and more title companies require an NNA certification. This is also why the NNA couples a background check with their certification test. It is important to note that you can pass the 40 question certification test. But if you do not pass the background check, you do not become NNA certified. That alone supports the fact that the NNA certification is aimed first and foremost to ensure that loan signing agents know the laws and are not fraudulent. Once again, the NNA's concern is primarily focused on their five goals and mission, which is compliance with state laws and avoidance of liability exposure. Which is why I encourage you to take the NNA certification so you know the laws. And it's also for this exact reason that you need to take the Loan Signing System certification to certify you in what the NNA does not teach you. The Loan Signing System is the complementary certification necessary for you to be a top producing loan signing agent. The NNA cannot possibly teach you the laws and regulations and then also teach you how to answer the most frequently asked questions borrowers have, how to go over every single loan document or or how to actually get loan signing business. And if they tried teaching these fundamentals, they would have to triple the size of their course. And quite frankly, teaching you how to do a perfect signing and how to get loan signing business is not their specialty. However, it is the loan signing system specialty. It's our only specialty. While the NNA certification focuses on the legalities of doing a loan signing, the loan signing system focuses on teaching you step by step on how to do a loan signing and how to actually become a loan signing agent. Our only mission is to educate you on how to execute a loan signing flawlessly. From making the appointment to walking a borrower through an entire set of loan documents in the most efficient manner possible, to answering all the frequently asked questions to getting repeat loan signings to have how to package loan documents. You'll learn everything you need to know to become an expert loan signing agent. Think about it like this. The National Notary association will teach you the rules and laws of the road what you can and cannot do. The loan signing system will teach you how to drive the car. And that is why we created the Loan Signing System, a certification that tells mortgage professionals that you're an expert agent and you can actually do a loan signing flawlessly. Remember the five primary goals I mentioned previously that the NNA aims to achieve? Did you notice that becoming a top loan signing agent was not one of them? Teaching you how to become a top loan signing agent is our only goal. I'll wrap up with this. I tell my students all the time that loan signing agents have the potential to make as much per appointment as some attorneys, chiropractors or physical therapists. These are highly paid professionals that take their specialized skills and knowledge seriously. As such, they continuously educate themselves so they can provide the best service possible to their clients and maximize their income potential. Shouldn't all loan signing agents do the same? Having both certifications at the minimum will make you a more educated notary public loan signing agent. To get the certification that will teach you how to become an expert loan signing agent and click the link on this video. Today I'm Mark and I look forward to helping you become a top loan signing agent.