What is a Notary Loan Signing Agent?

Mark, what is a notary public loan signing agent? Great question. So a notary signing agent is when a notary public is hired at the end of the loan transaction process. So every single home buyer or refinancer has to sign the loan documents, and when their loan documents are being signed, has to be signed in front of a notary. But a notary who understands loan documents and mortgage documents is called a signing agent. A notary public loan signing agent signs mortgage paperwork for buyers and refinancers on every mortgage transaction. And so do you have to be a notary to be a notary public loan signing agent? Yeah, great question. So the only requirement, literally the only requirement to be a signing agent is to be a notary public. And that's frankly almost the easiest part, because 75% of states in this country require nothing more than application to be a notary. Like you're applying for a credit card, you would send an application in and they do a background check. And if you pass a background check, then your state issues you a commission. And then there's about 25% of states that actually require a course, which is super easy. And you just have to pass a little 30 question quiz. And so being the notary is the only requirement being a signing agent. And it's super duper easy to be a notary. And once you get your notary commission, you just got to learn how to walk a borrower through a set of loan documents, that's it.