Mendell Gosnell, CPMPrincipal Broker, Centurion Real Estate Services · Helping Real Estate Investors Build Generational Wealth Through Smart Property Management | Branch Offices in Salem, Corvallis, Eugene and Redmond.

Covered vs Excluded: What Landlord Insurance Really Pays For

27 Aug 2026 · 1 min

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This content was created by Mendell Gosnell, CPM. This content was uploaded by Mendell Gosnell, CPM. This is a YouTube video titled "Covered vs Excluded: What Landlord Insurance Really Pays For" (uploaded 2026-08-27) containing an informational segment by Mendell Gosnell, CPM. He explains typical landlord insurance coverages (fire, wind, hail, lightning, theft, sudden water damage/burst pipes), common exclusions (floods, earthquakes, mold, gradual wear and tear, tenant belongings), and advises obtaining separate flood/earthquake policies.

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Also, what's covered versus what's not. Usually covered things like fire, wind, hail, lightning, theft, you know, sudden water damage or burst pipes. But there's a lot of exclusions in your policy, and it's just good to be aware. Other things that are often excluded are like floods. So you need to get special flood insurance and/or earthquake. Again, mold, gradual wear and tear, or tenant belongings.