Mendell Gosnell, CPMMendell Gosnell, CPMPrincipal Broker, Centurion Real Estate Services · Helping Real Estate Investors Build Generational Wealth Through Smart Property Management | Branch Offices in Salem, Corvallis, Eugene and Redmond.

Landlords: Why Your 2026 Insurance Leaves You Underinsured

17 Aug 2026 · 0 min
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0:29

In this introductory segment, Mendell Gosnell, CPM—owner and founder of Centurion Real Estate Management— outlines the critical distinction between replacement cost and actual cash value (ACV) insurance coverage for rental properties. He highlights that many landlords, upon reviewing their 2026 insurance statements, are likely shocked by sharply increased premiums. Gosnell warns that these rising costs can leave properties dangerously underinsured if landlords rely on ACV policies rather than replacement cost coverage, setting the stage for deeper discussion on how to protect rental investments.

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