Mendell Gosnell, CPMPrincipal Broker, Centurion Real Estate Services · Helping Real Estate Investors Build Generational Wealth Through Smart Property Management | Branch Offices in Salem, Corvallis, Eugene and Redmond.

RCV Explained: The Stronger Landlord Insurance Option

19 Aug 2026 · 0 min

Watch on YouTube

0:28

In this segment, Mendell Gosnell, CPM explains the Replacement Cost Value (RCV) option for landlord insurance, describing it as the stronger and typically more expensive coverage choice. RCV pays the full cost to repair or replace damaged property with new materials of like kind and quality, without accounting for depreciation. He illustrates the concept with a roof example, stating that a $20,000 roof loss would be paid in full, less the policy deductible.

More from Mendell

0:33

How We Funded Every Improvement Out of Cash Flow

4w ago

0:29

Being the Owner Made Us Better Property Managers

4w ago

0:32

Why We Stopped Self-Managing Our Out-of-State Rental

1mo ago

0:30

Why I Rarely Sell (20+ Years of Buy-and-Hold)

1mo ago

0:25

Holding Rental Property: It Will Go Wrong (The Honest Truth)

1mo ago

0:28

The Multifamily Hold Period Nobody Talks About (5+ Year Reality)

1mo ago

13:12

What Holding a 13-Unit Rental for 5 Years Really Taught Us | Arizona Deal Part 2: The Hold Period

1mo ago

0:29

How Real Estate Partnerships Multiply Your Results

1mo ago

0:28

Where Should You Start Investing in Real Estate? Your Own Backyard

1mo ago

0:36

How to Force Appreciation on a Multifamily Deal (Value-Add Explained)

1mo ago

0:31

Real Estate Due Diligence: What to Inspect Before You Buy

1mo ago

See all content