Mendell Gosnell, CPMPrincipal Broker, Centurion Real Estate Services · Helping Real Estate Investors Build Generational Wealth Through Smart Property Management | Branch Offices in Salem, Corvallis, Eugene and Redmond.

Real Claim: How Depreciation Cut This Payout by 60%

20 Aug 2026 · 0 min

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0:29

Mendell Gosnell, CPM, shows how depreciation under an Actual Cash Value policy slashes payouts. A $15,000 kitchen fire claim on 12-year-old cabinets gets cut to $6,000 because the insurer applies 60% depreciation. The difference between what it costs to replace and what you actually get paid.

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