Mike AndesFounder, Augusta Lawn Care and Homeworks · Founder of Homeworks and Augusta Lawn Care

Your Business Profits Are Sitting in a Shoe Box Losing Value

18 Jun 2026 · 1 min

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0:56

In this segment of his YouTube video, Mike Andes provides a quick tiered rating of common asset classes for preserving business profits. He assigns the S&P 500 an S‑tier, real estate an A, crypto a C (due to limited understanding), gold an A, silver a B (highlighting its industrial use), and notes he would avoid holding physical gold or silver because of theft risk. Treasury bonds receive an A for wealthy investors (tax‑free income potential) but an F for most people because their yields lag inflation. Finally, he condemns keeping cash in a shoebox, rating it an F, explaining that inflation erodes its value daily. Throughout, he references inflation, theft risk, and tax/interest considerations as the basis for his rankings.

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Dollar cost average in the S&P 500. S tier. Real estate? I think I would give it an A tier. Crypto? I don't fully understand it, so for now I'm gonna give it a C. Gold? I would give it, ugh, probably an A. Yeah, I would say I put silver at a B. I like the fact that it is used industrially and not just a precious metal, so I give it a B. If I got gold and silver, I would not buy the physical. Because the likelihood of someone breaking into my house and stealing it is higher than breaking into some vault in Switzerland. And I'm hoping it's there. What, treasury bonds? I would give it, if you have a lot of money, I'd give it an A. You potentially can get tax-free income. I would give it an F for most people because it's growing, like the interest rate you get is less than inflation. Shoebox. Like, storing money in a shoebox? I'd give it an F. Inflation's basically eating away and taxing it every single day.