Neel DhingraLeader - Forward Academy.

Don’t buy a house without asking THIS

26 Apr 2023

Watch on YouTube

Short YouTube advice clip urging prospective homebuyers to ask sellers what type of loan they have and whether it is assumable. The speaker notes that many loans originated prior to 2022 carry low interest rates and, if assumable, a buyer can take over that loan to save substantial monthly interest costs.

Do not buy a house without asking this one question. Ask the seller what type of loan they have and is it assumable? Sellers who have a loan that they got prior to 2022 have a ridiculously low interest rate. Some of these loans are assumable. So if you buy the property, you could skip the bank and take over the seller's current loan at that low rate, which will save you a ton of money every month.

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