How to Find Houses with Low Rates #realeatateinvesting #financialfreedom

So here is exactly how you find properties in today's market with loans that you could take over. Now, these loans are going to have lower than current market rates. So that way you're getting a lower monthly payment. It's not easy, but if you look for the right deals, it's actually doable. You just have to have the right criteria, which I'm going to give you right now. You want to look at people who purchased their home during 2021 and maybe early 2022 and got a low rate government loan. These loans have a low rate and are either assumable or you could buy the property subject to the current financing. The biggest problem with trying to buy a property and assume the loan is the fact that there's going to be equity there that you're going to have to put up as your down payment. Well, the cool thing is with these properties, they're not going to have that much equity because they purchased them near the peak of the market. In many markets, prices have cooled off a bit, so these properties are not going to have a ton of equity. But what they have is that super low rate that you want to take over.